Sale

3-room apartment in Kartala, Veliko Tarnovo with terrace and view

Veliko TyrnovoKartala
Published: 26 March 2026 Updated: 23 September 2026
Sale139,900 €1,998 €/m²
Expected rent372 € /mo

~23,000 € ABOVE MARKET

above market

against the median for apartments in Kartala (132 properties)

Area
70 m²
Construction
Brick
Year
2009

Yield analysis

Low investment rating

3.2% / yr
Monthly payment621 €20% down payment · 20 yrs · 3%
Expected rent372 €at market conditions for the neighbourhood

The rent covers 60% of the payment — you top up about 249 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 31 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 23,000 € above the typical price (the median) for apartments in Kartala (132 properties) — 1,998 €/m² against 1,667 €/m².

Apartment in Veliko Tarnovo, Kartala district.

Layout: entrance hall, living room with kitchen area, two bedrooms, bathroom with toilet, and terrace with city view.

Brick building constructed in 2009, with elevator and parking. The property is renovated and furnished.

The district offers good infrastructure with shops, eateries, park, kindergarten, and convenient public transport.

Suitable for families as it combines functionality and amenities in a preferred area.

With 20% down over 20 years the monthly mortgage payment is about 621 €, against an expected local rent of 372 €. The rent covers 60% of it.

Source: Market statistics for apartments in Kartala

Pros and cons

AI summary
Pros
  • south/east aspect
  • terrace with view
  • elevator and parking
  • renovated condition
Cons

We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.

Questions for the viewing

Only on imotesa

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  1. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 191 days.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • hall
  • living room
  • bedroom
  • bedroom
  • bathroom
  • terrace

Amenities

  • Elevator
  • With Parking
  • Access Control
  • Renovated

Exposure

AI summary
EEast

Morning sun, cooler afternoons

Details

Category
Residential
Bathrooms
1
Furnishing
Yes

Location

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