Sale

4-room apartment in Center, Veliko Tarnovo with two terraces

Veliko TyrnovoCentyr
Published: 5 January 2026 Updated: 30 September 2026
Sale154,500 €1,679 €/m²
Expected rent572 € /mo

~17,500 € ABOVE MARKET

above market

against the median for 4-room apartments in Centyr (94 properties)

Area
92 m²
Floor
4 / 5
Construction
Brick
Year
1970

Yield analysis

Fair investment rating

4.4% / yr
Monthly payment685 €20% down payment · 20 yrs · 3%
Expected rent572 €at market conditions for the neighbourhood

The rent covers 83% of the payment — you top up about 113 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 23 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 17,500 € above the typical price (the median) for 4-room apartments in Centyr (94 properties) — 1,679 €/m² against 1,488 €/m².

The apartment is located in Veliko Tarnovo, in the Center area, near the police station.

The layout includes three bedrooms, kitchen with dining area, bathroom, toilet and two terraces, with an L-shaped corridor allowing better separation of the rooms.

The building is monolithic concrete and was built in 1970, with the apartment on the fourth of five floors and in need of renovation. There is a basement and an attic room of 12 sq m each, which additionally increase the usable area.

The location is convenient with proximity to a park, polyclinic and shops, providing easy access to essential services and green spaces.

The property is suitable for a family looking for a home with a functional layout in a central urban area and ready to invest in refurbishment.

With 20% down over 20 years the monthly mortgage payment is about 685 €, against an expected local rent of 572 €. The rent covers 83% of it.

Source: Market statistics for 4-room apartments in Centyr

Pros and cons

AI summary
Pros
  • functional layout
  • two terraces
  • near park
  • basement and attic room
Cons
  • needs renovation

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 270 days.

  2. What is the scope of the work, and are there hidden problems with the wiring or plumbing?

    Because: The listing states that the property needs renovation.

  3. Have the risers been replaced, and when was the roof last repaired?

    Because: The building dates from 1970 — about 56 years old.

  4. Is there a lift in the building, and what condition is it in?

    Because: The property is on floor 4 and the listing does not mention a lift.

  5. Is there enough daylight during the day?

    Because: The advertised exposure has no southern side.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • bedroom
  • bedroom
  • bedroom
  • kitchen

Amenities

  • Needs Renovation

Exposure

AI summary
EEast

Morning sun, cooler afternoons

WWest

Afternoon and evening sun

Details

Category
Residential
Rooms
4
Bathrooms
2
Furnishing
Yes

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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