Sale

4-room apartment in the centre of Veliko Tarnovo with three terraces

Veliko TyrnovoCentyr
Published: 9 January 2026 Updated: 16 September 2026
Sale415,000 €2,255 €/m²
Expected rent572 € /mo

~141,000 € ABOVE MARKET

overpriced

against the median for 4-room apartments in Centyr (94 properties)

Area
184 m²
Floor
4 / 6
Construction
Brick

Yield analysis

Low investment rating

1.7% / yr
Monthly payment1,841 €20% down payment · 20 yrs · 3%
Expected rent572 €at market conditions for the neighbourhood

The rent covers 31% of the payment — you top up about 1,269 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 60 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 141,000 € above the typical price (the median) for 4-room apartments in Centyr (94 properties) — 2,255 €/m² against 1,488 €/m².

Four-room apartment in Veliko Tarnovo, located in the central part of the city.

The layout includes a spacious living room with kitchen and dining area, four bedrooms, two bathrooms with toilets, a separate toilet, a laundry room and three terraces, providing good functionality and the possibility to divide the dwelling into two independent units.

The building is brick, the apartment is on an intermediate 4th floor of 6 floors and is in very good condition with internal insulation, local electric heating and air conditioners.

The location is convenient, close to a park, Ivaylo Stadium, central market and PMG Vasil Drumev school, offering everyday conveniences.

The property is suitable for family use or for dividing into two separate residential units with minimal investment.

With 20% down over 20 years the monthly mortgage payment is about 1,841 €, against an expected local rent of 572 €. The rent covers 31% of it.

This property is advertised in 2 offers, all from the same agency. All offers are at the same price. It has been listed for 267 days.

Source: Market statistics for 4-room apartments in Centyr

Pros and cons

AI summary
Pros
  • functional layout
  • south-east aspect
  • three terraces
  • local heating
Cons

We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 267 days.

  2. Who am I negotiating with, and who is authorised to agree a price?

    Because: The property appears in 2 listings at the same price.

  3. Is there a lift in the building, and what condition is it in?

    Because: The property is on floor 4 and the listing does not mention a lift.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • living room-kitchen
  • dining area
  • bedroom
  • bedroom
  • bedroom
  • bedroom

Details

Category
Residential
Rooms
4
Bathrooms
2

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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