Sale

4-room apartment in Center, Veliko Tarnovo with panoramic terrace

Veliko TyrnovoCentyr

Published: 7 August 2026 Updated: 25 September 2026

Sale145,000 €1,260 €/m²

Expected rent572 € /mo

~26,000 € BELOW MARKET

good value

against the median for 4-room apartments in Centyr (94 properties)

Area

115 m²

Floor

5 / 6

Construction

Brick

Year

1980

Yield analysis

Fair investment rating

4.7% / yr

Monthly payment643 €20% down payment · 20 yrs · 3%

Expected rent572 €at market conditions for the neighbourhood

The rent covers 89% of the payment — you top up about 71 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 21 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 26,000 € below the typical price (the median) for 4-room apartments in Centyr (94 properties) — 1,260 €/m² against 1,488 €/m².

4-room apartment in Veliko Tarnovo, Center district, on the fifth floor of a six-storey building.

The layout includes a spacious entrance hall, dining room with kitchenette and small terrace, large living room and two bedrooms with access to a panoramic terrace, laundry room, bathroom and separate toilet.

The building is brick from 1980, without an elevator, with large common areas and landings between floors. The apartment is in good overall condition and includes a parking space and access control.

The location is close to Gabrovski Park, shops, bus stops and administrative offices, providing convenience for daily needs.

The property offers a balanced combination of functionality and comfort for living in the central part of the city.

With 20% down over 20 years the monthly mortgage payment is about 643 €, against an expected local rent of 572 €. The rent covers 89% of it.

Source: Market statistics for 4-room apartments in Centyr

Pros and cons

AI summary

Pros

functional layout
south / west aspect
parking space
close to park

Cons

no elevator

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

Why is this priced below comparable properties? Is there anything that could affect the sale?
Because: The price per m² is about 15% below the average for comparable properties.
Have the risers been replaced, and when was the roof last repaired?
Because: The building dates from 1980 — about 46 years old.
Is there a lift in the building, and what condition is it in?
Because: The property is on floor 5 and the listing does not mention a lift.