−21% below market
median 1,330 €/m² for comparable properties
99,900 € 1,051 €/m²
Rent covers ~ 97% of the payment
~ 429 €/mo rent · you top up ~ 14 €/mo
Sale185,000 €2,010 €/m²
Expected rent429 € /mo
~62,500 € ABOVE MARKET
overpriced
against the median for 3-room apartments in Zona B (49 properties)
Area
92 m²
Floor
4 / 7
Construction
Brick
Year
2008
Heating
Gas
Yield analysis
Low investment rating
Monthly payment821 €20% down payment · 20 yrs · 3%
Expected rent429 €at market conditions for the neighbourhood
The rent covers 52% of the payment — you top up about 392 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 36 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced about 62,500 € above the typical price (the median) for 3-room apartments in Zona B (49 properties) — 2,010 €/m² against 1,330 €/m².
Three-room apartment in Veliko Tarnovo, Zona B district. The property is located on the 4th floor of a brick building from 2008 with an elevator.
The layout includes a living room with kitchen and dining area, two separate bedrooms, a bathroom with toilet, a separate toilet, and two terraces. The aspect is southeast and west, providing good natural light.
The building has external thermal insulation and well-maintained common areas. The apartment is equipped with quality window frames and roller shutters, and the property includes a covered parking space.
The location is convenient, close to shops, public transport, a park, and a kindergarten. This makes the property suitable for families and everyday comfort.
The property offers a balanced combination of functionality, amenities, and location for long-term use.
With 20% down over 20 years the monthly mortgage payment is about 821 €, against an expected local rent of 429 €. The rent covers 52% of it.
Pros and cons
AI summaryPros
- functional layout
- southeast aspect
- elevator
- parking space
Cons
We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.
Layout
- living room
- bedroom
- bedroom
- bathroom
- toilet
- toilet
- corridor
- terrace
- terrace
Amenities
- Elevator
Exposure
AI summaryWWest
Afternoon and evening sun
Details
- Category
- Residential
- Rooms
- 3
- Bathrooms
- 2
- Furnishing
- Yes
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
Similar properties nearby
+10% above market
median 1,330 €/m² for comparable properties
157,000 € 1,467 €/m²
Rent covers ~ 62% of the payment
~ 429 €/mo rent · you top up ~ 268 €/mo
+13% above market
median 1,330 €/m² for comparable properties
210,000 € 1,500 €/m²
Rent covers ~ 46% of the payment
~ 429 €/mo rent · you top up ~ 503 €/mo
+61% above market
median 1,330 €/m² for comparable properties
176,000 € 2,146 €/m²
Rent covers ~ 55% of the payment
~ 429 €/mo rent · you top up ~ 352 €/mo
At market level
median 1,330 €/m² for comparable properties
89,500 € 1,398 €/m²
Rent covers ~ 108% of the payment
~ 429 €/mo rent · pays for itself in ~ 17 yrs
+50% above market
median 1,330 €/m² for comparable properties
190,000 € 2,000 €/m²
Rent covers ~ 51% of the payment
~ 429 €/mo rent · you top up ~ 414 €/mo
−14% below market
median 1,330 €/m² for comparable properties
89,500 € 1,147 €/m²
Rent covers ~ 108% of the payment
~ 429 €/mo rent · pays for itself in ~ 17 yrs
−17% below market
median 1,385 €/m² for comparable properties
115,000 € 1,150 €/m²
Rent covers ~ 84% of the payment
~ 429 €/mo rent · you top up ~ 81 €/mo