Sale

Three-room apartment with terrace in Kartala district, Veliko Tarnovo

Veliko TyrnovoKartala
Published: 9 January 2026 Updated: 30 September 2026
Sale134,000 €1,763 €/m²
Expected rent477 € /mo

~16,000 € ABOVE MARKET

above market

against the median for 3-room apartments in Kartala (42 properties)

Area
76 m²
Floor
3 / 6
Construction
Brick
Year
2013

Yield analysis

Fair investment rating

4.3% / yr
Monthly payment595 €20% down payment · 20 yrs · 3%
Expected rent477 €at market conditions for the neighbourhood

The rent covers 80% of the payment — you top up about 118 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 23 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 16,000 € above the typical price (the median) for 3-room apartments in Kartala (42 properties) — 1,763 €/m² against 1,552 €/m².

Three-room apartment in Veliko Tarnovo, Kartala district.

The layout includes a living room with dining area and kitchenette, two bedrooms, bathroom with toilet, corridor, and terrace.

The property is brick construction, new, on an intermediate floor with east aspect; heating and cooling are provided by air conditioners.

The location is close to a park, CBA store, and eateries, offering conveniences nearby.

Suitable for family use with a functional layout and ready to move in.

With 20% down over 20 years the monthly mortgage payment is about 595 €, against an expected local rent of 477 €. The rent covers 80% of it.

Source: Market statistics for 3-room apartments in Kartala

Pros and cons

AI summary
Pros
  • functional layout
  • new building
  • terrace
  • elevator
Cons

We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 269 days.

  2. Is there enough daylight during the day?

    Because: The advertised exposure has no southern side.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • living room
  • bedroom
  • bedroom

Amenities

  • Elevator
  • With Transition
  • With Parking
  • Internet Connection
  • Access Control

Exposure

AI summary
EEast

Morning sun, cooler afternoons

Details

Category
Residential
Rooms
3
Bathrooms
1
Furnishing
Yes

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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