−17% below market
median 1,705 €/m² for comparable properties
110,000 € 1,410 €/m²
Rent covers ~ 75% of the payment
~ 366 €/mo rent · you top up ~ 122 €/mo
Sale139,000 €1,985 €/m²
Expected rent477 € /mo
~30,500 € ABOVE MARKET
overpriced
against the median for 3-room apartments in Kartala (42 properties)
Area
70 m²
Floor
3 / 6
Construction
Brick
Yield analysis
Fair investment rating
Monthly payment617 €20% down payment · 20 yrs · 3%
Expected rent477 €at market conditions for the neighbourhood
The rent covers 77% of the payment — you top up about 140 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 24 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Price history
1 change since listing▲ 6.9% · 9,000 €
- 130,000 €
- 139,000 €▲ 9,000 € (6.9%)
Property analysis
This apartment is priced about 30,500 € above the typical price (the median) for 3-room apartments in Kartala (42 properties) — 1,985 €/m² against 1,552 €/m².
Apartment with three rooms in Kartala district, Veliko Tarnovo.
Layout: living room with kitchen area, two bedrooms, bathroom with toilet, and terrace with panoramic view.
The building is brick and gasified, the apartment is on the third of six floors, heating is provided by an air conditioner.
The district is quiet and well-developed with amenities such as public transport, shops, and schools nearby.
Suitable for family living with balanced layout and functionality.
With 20% down over 20 years the monthly mortgage payment is about 617 €, against an expected local rent of 477 €. The rent covers 77% of it.
The asking price has risen by 9,000 € (6.9%) since it was first listed.
Pros and cons
AI summaryPros
- functional layout
- southeast aspect
- terrace with view
- brick construction
Cons
We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
What changed since the listing went up — a renovation, paperwork, something else?
Because: The price is about 7% higher than when it was first advertised.
What feedback have previous viewers given?
Because: We have been tracking this listing for about 271 days.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- living room
- bedroom
- bedroom
Exposure
AI summaryEEast
Morning sun, cooler afternoons
Details
- Category
- Residential
- Rooms
- 3
- Bathrooms
- 1
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
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At market level
median 1,552 €/m² for comparable properties
138,500 € 1,505 €/m²
Rent covers ~ 78% of the payment
~ 477 €/mo rent · you top up ~ 137 €/mo
+36% above market
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Rent covers ~ 83% of the payment
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