Sale

3-room apartment in Kartala, Veliko Tarnovo with terrace

Veliko TyrnovoKartala
Published: 20 February 2026 Updated: 12 September 2026
Sale134,000 €1,914 €/m²
Expected rent477 € /mo

~25,500 € ABOVE MARKET

overpriced

against the median for 3-room apartments in Kartala (42 properties)

Area
70 m²
Floor
2 / 6
Construction
Brick

Yield analysis

Fair investment rating

4.3% / yr
Monthly payment595 €20% down payment · 20 yrs · 3%
Expected rent477 €at market conditions for the neighbourhood

The rent covers 80% of the payment — you top up about 118 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 23 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 25,500 € above the typical price (the median) for 3-room apartments in Kartala (42 properties) — 1,914 €/m² against 1,552 €/m².

The apartment is located in the town of Veliko Tarnovo, district Kartala.

The layout includes a hallway, living room with kitchen, 2 bedrooms, bathroom with toilet and terrace, providing functional use of the space.

The building is monolithic concrete with brick construction and has an elevator; heating and cooling are provided by air conditioners.

The location is in a residential district with good infrastructure and convenient access to the city center.

The property is suitable for family use, offering a balanced combination of comfort and practicality.

With 20% down over 20 years the monthly mortgage payment is about 595 €, against an expected local rent of 477 €. The rent covers 80% of it.

Source: Market statistics for 3-room apartments in Kartala

Pros and cons

AI summary
Pros
  • functional layout
  • elevator
  • south/east aspect
  • storage room
Cons

We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 225 days.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • living room with kitchen
  • bedroom
  • bedroom

Amenities

  • Elevator

Details

Category
Residential
Rooms
3
Bathrooms
1
Furnishing
Yes

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

Similar properties nearby