−17% below market
median 1,705 €/m² for comparable properties
110,000 € 1,410 €/m²
Rent covers ~ 75% of the payment
~ 366 €/mo rent · you top up ~ 122 €/mo
Sale185,000 €1,302 €/m²
Expected rent477 € /mo
~35,500 € BELOW MARKET
good value
against the median for 3-room apartments in Kartala (42 properties)
Area
142 m²
Floor
5 / 6
Construction
Brick
Heating
Gas
Yield analysis
Low investment rating
Monthly payment821 €20% down payment · 20 yrs · 3%
Expected rent477 €at market conditions for the neighbourhood
The rent covers 58% of the payment — you top up about 344 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 32 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced about 35,500 € below the typical price (the median) for 3-room apartments in Kartala (42 properties) — 1,302 €/m² against 1,552 €/m².
Three-room apartment in Veliko Tarnovo, Kartala district, located on the fifth floor of a six-storey building.
The layout includes a living room with dining area and kitchenette, two separate bedrooms, a bathroom with toilet, a separate toilet, and two terraces.
The building is brick, new-build with an elevator and expected completion in 2027, with gas pipelines installed for future gasification.
The location offers tranquility and a beautiful panoramic view of the city and Tsarevets fortress, in one of the rapidly developing areas of Veliko Tarnovo.
The property is suitable as a family home with conveniences and a functional layout combining comfort and construction quality.
With 20% down over 20 years the monthly mortgage payment is about 821 €, against an expected local rent of 477 €. The rent covers 58% of it.
Pros and cons
AI summaryPros
- functional layout
- panoramic view
- elevator
- gasification
Cons
- fifth floor
- completion in 2027
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
Why is this priced below comparable properties? Is there anything that could affect the sale?
Because: The price per m² is about 16% below the average for comparable properties.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Amenities
- Elevator
Exposure
AI summarySSouth
Maximum sunlight throughout the day
EEast
Morning sun, cooler afternoons
WWest
Afternoon and evening sun
Details
- Category
- Residential
- Rooms
- 3
- Bathrooms
- 2
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
Similar properties nearby
−21% below market
median 1,705 €/m² for comparable properties
111,200 € 1,356 €/m²
Rent covers ~ 74% of the payment
~ 366 €/mo rent · you top up ~ 127 €/mo
−18% below market
median 1,664 €/m² for comparable properties
210,000 € 1,363 €/m²
Rent covers ~ 40% of the payment
~ 372 €/mo rent · you top up ~ 560 €/mo
+12% above market
median 1,704 €/m² for comparable properties
44,000 € 1,913 €/m²
Rent covers ~ 191% of the payment
~ 372 €/mo rent · pays for itself in ~ 10 yrs
+12% above market
median 1,704 €/m² for comparable properties
44,000 € 1,913 €/m²
Rent covers ~ 191% of the payment
~ 372 €/mo rent · pays for itself in ~ 10 yrs
At market level
median 1,552 €/m² for comparable properties
138,500 € 1,505 €/m²
Rent covers ~ 78% of the payment
~ 477 €/mo rent · you top up ~ 137 €/mo
+36% above market
median 1,705 €/m² for comparable properties
148,900 € 2,326 €/m²
Rent covers ~ 55% of the payment
~ 366 €/mo rent · you top up ~ 295 €/mo
+20% above market
median 1,552 €/m² for comparable properties
130,000 € 1,857 €/m²
Rent covers ~ 83% of the payment
~ 477 €/mo rent · you top up ~ 100 €/mo