Sale

3-bedroom apartment in Veliko Tyrnovo, Kartala

Veliko TyrnovoKartala
Published: 5 August 2026 Updated: 8 September 2026
Sale152,000 €1,394 €/m²
Expected rent477 € /mo

~17,000 € BELOW MARKET

good value

against the median for 3-room apartments in Kartala (42 properties)

Area
109 m²
Floor
2 / 6
Construction
Brick
Year
2027
Heating
Gas

Yield analysis

Low investment rating

3.8% / yr
Monthly payment674 €20% down payment · 20 yrs · 3%
Expected rent477 €at market conditions for the neighbourhood

The rent covers 71% of the payment — you top up about 197 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 27 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 17,000 € below the typical price (the median) for 3-room apartments in Kartala (42 properties) — 1,394 €/m² against 1,552 €/m².

With 20% down over 20 years the monthly mortgage payment is about 674 €, against an expected local rent of 477 €. The rent covers 71% of it.

This property is advertised in 2 offers, all from the same agency. All offers are at the same price. It has been listed for 63 days.

Source: Market statistics for 3-room apartments in Kartala

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Who am I negotiating with, and who is authorised to agree a price?

    Because: The property appears in 2 listings at the same price.

  2. Has Act 16 been issued, and what guarantees cover the common parts?

    Because: The building dates from 2027.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Amenities

  • Elevator
  • Video Surveillance
  • Access Control
  • Renovated
  • Gated Community
  • Tax Credit Option

Exposure

AI summary
SSouth

Maximum sunlight throughout the day

NNorth

Even light, cooler during summer

Details

Category
Residential
Rooms
3
Bathrooms
2

Location

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