Sale

3-room apartment in the Center of Veliko Tarnovo with separate entrance

Veliko TyrnovoCentyr
Published: 2 January 2026 Updated: 9 September 2026
Sale115,000 €1,250 €/m²
Expected rent451 € /mo

~39,500 € BELOW MARKET

good value

against the median for 3-room apartments in Centyr (152 properties)

Area
92 m²
Floor
1 / 4
Construction
Brick
Year
1970

Yield analysis

Fair investment rating

4.7% / yr
Monthly payment510 €20% down payment · 20 yrs · 3%
Expected rent451 €at market conditions for the neighbourhood

The rent covers 88% of the payment — you top up about 59 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 21 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 39,500 € below the typical price (the median) for 3-room apartments in Centyr (152 properties) — 1,250 €/m² against 1,679 €/m².

3-room apartment in Veliko Tarnovo, located in a central and quiet area. The property is on the first floor of a four-storey brick building, with a separate entrance and an area of 92 sq m.

The layout includes a living room, kitchen, three rooms, separate bathroom and toilet, as well as a basement (storage). The rooms are bright and of good size, but walk-through.

The building is a solid brick construction from 1970, and the apartment is cleared of furniture and flooring, allowing for renovation and reconfiguration according to needs. There is parking available in the area.

The location is convenient with easy access to institutions, shops, and landmarks, while the area offers tranquility despite its central position.

The property is suitable both for living and for office use or investment with rental potential.

With 20% down over 20 years the monthly mortgage payment is about 510 €, against an expected local rent of 451 €. The rent covers 88% of it.

Source: Market statistics for 3-room apartments in Centyr

Pros and cons

AI summary
Pros
  • separate entrance
  • good location
  • parking available
  • solid brick construction
Cons
  • needs renovation
  • walk-through rooms
  • ground floor

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Why is this priced below comparable properties? Is there anything that could affect the sale?

    Because: The price per m² is about 26% below the average for comparable properties.

  2. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 274 days.

  3. What is the scope of the work, and are there hidden problems with the wiring or plumbing?

    Because: The listing states that the property needs renovation.

  4. Have the risers been replaced, and when was the roof last repaired?

    Because: The building dates from 1970 — about 56 years old.

  5. Is there damp, is there enough daylight, and what is the noise like?

    Because: The property is on the first floor.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • bedroom
  • bedroom
  • bedroom
  • living room
  • kitchen

Amenities

  • With Transition
  • With Parking
  • Internet Connection
  • Needs Renovation

Exposure

AI summary
WWest

Afternoon and evening sun

Details

Category
Residential
Rooms
3
Bathrooms
2

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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