Sale

3-room apartment in the centre of Veliko Tarnovo with two terraces

Veliko TyrnovoCentyr
Published: 9 June 2026 Updated: 16 September 2026
Sale115,900 €1,273 €/m²
Expected rent451 € /mo

~37,000 € BELOW MARKET

good value

against the median for 3-room apartments in Centyr (152 properties)

Area
91 m²
Floor
4 / 4
Construction
Brick

Yield analysis

Fair investment rating

4.7% / yr
Monthly payment514 €20% down payment · 20 yrs · 3%
Expected rent451 €at market conditions for the neighbourhood

The rent covers 88% of the payment — you top up about 63 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 21 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 37,000 € below the typical price (the median) for 3-room apartments in Centyr (152 properties) — 1,273 €/m² against 1,679 €/m².

Apartment with an area of 91 sq m, located in the centre of Veliko Tarnovo on the fourth floor of a four-storey brick building.
The layout includes an entrance hall, living-dining room with kitchenette, two bedrooms, bathroom and toilet with windows, as well as two terraces.
The building is old construction with quality materials, and the apartment requires finishing repairs. The property includes adjacent attic and basement rooms.
The location is convenient, on a main street close to the Central city market and other urban amenities.
The property offers a functional layout and the possibility for adaptation according to the needs of future owners.

With 20% down over 20 years the monthly mortgage payment is about 514 €, against an expected local rent of 451 €. The rent covers 88% of it.

Source: Market statistics for 3-room apartments in Centyr

Pros and cons

AI summary
Pros
  • functional layout
  • two terraces
  • southeast aspect
  • adjacent additional rooms
Cons
  • fourth floor
  • needs renovation

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Why is this priced below comparable properties? Is there anything that could affect the sale?

    Because: The price per m² is about 24% below the average for comparable properties.

  2. What condition is the roof in, and does it overheat in summer?

    Because: The property is on the top floor.

  3. Is there a lift in the building, and what condition is it in?

    Because: The property is on floor 4 and the listing does not mention a lift.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • hall
  • living-dining room
  • kitchenette
  • bedroom
  • bedroom
  • bathroom
  • toilet

Exposure

AI summary
SSouth

Maximum sunlight throughout the day

Details

Category
Residential
Rooms
3
Bathrooms
2

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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