Sale

Three-room apartment with two terraces in Center, Veliko Tarnovo

Veliko TyrnovoCentyr

Published: 3 May 2026 Updated: 23 September 2026

Sale115,000 €1,402 €/m²

Expected rent451 € /mo

~22,500 € BELOW MARKET

good value

against the median for 3-room apartments in Centyr (152 properties)

Area

82 m²

Floor

2 / 6

Construction

Panel

Yield analysis

Fair investment rating

4.7% / yr

Monthly payment510 €20% down payment · 20 yrs · 3%

Expected rent451 €at market conditions for the neighbourhood

The rent covers 88% of the payment — you top up about 59 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 21 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 22,500 € below the typical price (the median) for 3-room apartments in Centyr (152 properties) — 1,402 €/m² against 1,679 €/m².

The offered property is a three-room apartment in Veliko Tarnovo, located in the wider city center. The apartment is on the second floor of a six-storey prefab panel building. The layout includes a corridor, spacious living room, kitchen, two bedrooms, storage room, bathroom, separate toilet and two terraces. The property is entirely internal with a north/south aspect, providing good light and warmth. The building is prefab panel and currently undergoing complete insulation renovation. The apartment features PVC windows, partially replaced interior doors, a security entrance door and an air conditioner for heating. The location is convenient, close to major retail chains, universities, schools and a park. Parking spaces are available near the building and there is an elevator for convenience. The property is suitable for people seeking accommodation with a functional layout in the central part of the city.

With 20% down over 20 years the monthly mortgage payment is about 510 €, against an expected local rent of 451 €. The rent covers 88% of it.

Source: Market statistics for 3-room apartments in Centyr

Pros and cons

AI summary

Pros

functional layout
two terraces
elevator
parking space

Cons

We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

Why is this priced below comparable properties? Is there anything that could affect the sale?
Because: The price per m² is about 17% below the average for comparable properties.
Has the block been insulated under the renovation programme, and is there paperwork for it?
Because: Prefabricated panel construction.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.