Sale

Three-room apartment with panoramic terrace in Center, Veliko Tarnovo

Veliko TyrnovoCentyr
Published: 2 January 2026 Updated: 30 September 2026
Sale110,000 €1,375 €/m²
Expected rent451 € /mo

~24,500 € BELOW MARKET

good value

against the median for 3-room apartments in Centyr (152 properties)

Area
80 m²
Floor
6 / 6
Construction
Panel

Yield analysis

Fair investment rating

4.9% / yr
Monthly payment488 €20% down payment · 20 yrs · 3%
Expected rent451 €at market conditions for the neighbourhood

The rent covers 92% of the payment — you top up about 37 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 20 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 24,500 € below the typical price (the median) for 3-room apartments in Centyr (152 properties) — 1,375 €/m² against 1,679 €/m².

The layout includes an L-shaped corridor, bathroom, separate toilet, and storage room, providing convenience and separation of areas. The interior features new PVC windows and wooden doors, but the apartment requires renovation work. The building is prefab panel, with external insulation and an elevator, which improves energy efficiency and accessibility. The location is convenient, close to a hospital, schools, kindergartens, and shops, making the property suitable for families or people seeking urban amenities. The property offers a balanced combination of functionality and location but requires investment for refurbishment.

With 20% down over 20 years the monthly mortgage payment is about 488 €, against an expected local rent of 451 €. The rent covers 92% of it.

Source: Market statistics for 3-room apartments in Centyr

Pros and cons

AI summary
Pros
  • functional layout
  • southern aspect
  • elevator
  • external insulation
Cons
  • top floor
  • in need of full renovation

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Why is this priced below comparable properties? Is there anything that could affect the sale?

    Because: The price per m² is about 18% below the average for comparable properties.

  2. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 274 days.

  3. What is the scope of the work, and are there hidden problems with the wiring or plumbing?

    Because: The listing states that the property needs renovation.

  4. Has the block been insulated under the renovation programme, and is there paperwork for it?

    Because: Prefabricated panel construction.

  5. What condition is the roof in, and does it overheat in summer?

    Because: The property is on the top floor.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • bedroom
  • bedroom
  • living room
  • kitchen
  • bathroom
  • toilet

Amenities

  • Elevator
  • With Parking
  • Renovated
  • Needs Renovation

Exposure

AI summary
SSouth

Maximum sunlight throughout the day

NNorth

Even light, cooler during summer

Details

Category
Residential
Rooms
3
Bathrooms
2

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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