At market level
median 1,723 €/m² for comparable properties
95,000 € 1,696 €/m²
Rent covers ~ 86% of the payment
~ 361 €/mo rent · you top up ~ 60 €/mo
Sale133,500 €2,022 €/m²
Expected rent451 € /mo
~22,500 € ABOVE MARKET
overpriced
against the median for 3-room apartments in Centyr (152 properties)
Area
66 m²
Floor
2 / 6
Construction
Panel
Year
1980
Yield analysis
Fair investment rating
Monthly payment592 €20% down payment · 20 yrs · 3%
Expected rent451 €at market conditions for the neighbourhood
The rent covers 76% of the payment — you top up about 141 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 25 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced about 22,500 € above the typical price (the median) for 3-room apartments in Centyr (152 properties) — 2,022 €/m² against 1,679 €/m².
Apartment with three rooms, located on the second floor of a prefab panel building in the centre of Veliko Tarnovo.
The property has a functional layout with two bedrooms, a separate kitchen, bathroom and separate toilet.
The building is prefab panel from 1980, and the apartment has been fully renovated with replaced plumbing and electrical installations. There is also an elevator.
The location is convenient, close to a hospital, stadium, school and kindergarten, providing easy access to daily amenities.
The property is suitable for family living or investment for rental due to its practical location and condition.
With 20% down over 20 years the monthly mortgage payment is about 592 €, against an expected local rent of 451 €. The rent covers 76% of it.
Pros and cons
AI summaryPros
- functional layout
- fully renovated
- elevator
- good location
Cons
We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
Has the block been insulated under the renovation programme, and is there paperwork for it?
Because: Prefabricated panel construction.
Have the risers been replaced, and when was the roof last repaired?
Because: The building dates from 1980 — about 46 years old.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- bedroom
- bedroom
- kitchen
- bathroom
- toilet
Amenities
- Elevator
Exposure
AI summarySSouth
Maximum sunlight throughout the day
NNorth
Even light, cooler during summer
Details
- Category
- Residential
- Rooms
- 3
- Bathrooms
- 2
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
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