At market level
median 1,723 €/m² for comparable properties
95,000 € 1,696 €/m²
Rent covers ~ 86% of the payment
~ 361 €/mo rent · you top up ~ 60 €/mo
Sale153,000 €1,275 €/m²
Expected rent451 € /mo
~48,500 € BELOW MARKET
good value
against the median for 3-room apartments in Centyr (152 properties)
Area
120 m²
Floor
2 / 5
Construction
Brick
Yield analysis
Low investment rating
Monthly payment679 €20% down payment · 20 yrs · 3%
Expected rent451 €at market conditions for the neighbourhood
The rent covers 66% of the payment — you top up about 228 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 28 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced about 48,500 € below the typical price (the median) for 3-room apartments in Centyr (152 properties) — 1,275 €/m² against 1,679 €/m².
Three-room apartment in the central part of Veliko Tarnovo. The property is located on the second floor of a five-storey brick building.
The layout includes two separate bedrooms, a living room, dining room with terrace, kitchen with terrace, bathroom, toilet, storage room and corridor, providing good functionality and potential for internal reconfiguration.
The building is brick, and the flooring consists of natural parquet and terracotta in the sanitary areas. The apartment is entirely internal with a north/south aspect and includes a basement and attic space.
The location offers convenient access to urban infrastructure and services while also providing tranquility due to its internal position.
The property is suitable as a family home with an emphasis on spaciousness and adaptability according to the occupants' needs.
With 20% down over 20 years the monthly mortgage payment is about 679 €, against an expected local rent of 451 €. The rent covers 66% of it.
Pros and cons
AI summaryPros
- functional layout
- north/south aspect
- basement and attic space
- brick construction
Cons
We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
Why is this priced below comparable properties? Is there anything that could affect the sale?
Because: The price per m² is about 24% below the average for comparable properties.
What feedback have previous viewers given?
Because: We have been tracking this listing for about 269 days.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- bedroom
- bedroom
- living room
- dining room
- kitchen
- bathroom
- toilet
- storage room
- corridor
Exposure
AI summarySSouth
Maximum sunlight throughout the day
NNorth
Even light, cooler during summer
Details
- Category
- Residential
- Rooms
- 3
- Bathrooms
- 2
Location
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