Sale

Spacious 3-room apartment in the Center of Veliko Tarnovo with terrace

Veliko TyrnovoCentyr
Published: 3 March 2026 Updated: 10 September 2026
Sale224,000 €1,947 €/m²
Expected rent451 € /mo

~31,000 € ABOVE MARKET

above market

against the median for 3-room apartments in Centyr (152 properties)

Area
115 m²
Floor
3 / 3
Construction
Brick
Heating
Local Heating

Yield analysis

Low investment rating

2.4% / yr
Monthly payment994 €20% down payment · 20 yrs · 3%
Expected rent451 €at market conditions for the neighbourhood

The rent covers 45% of the payment — you top up about 543 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 41 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 31,000 € above the typical price (the median) for 3-room apartments in Centyr (152 properties) — 1,947 €/m² against 1,679 €/m².

Three-room apartment in Veliko Tarnovo, Center, located on the top third floor of a brick building. The property has a floor area of 115 sq m, including two additional rooms on the ground floor level, converted into a separate dwelling.

The layout includes a spacious living room with dining area and south aspect, kitchen nook with glazed terrace, two bedrooms (one with terrace), bathroom, toilet, laundry room and corridor. The additional rooms are equipped as an independent apartment.

The building is brick and the apartment is renovated, with external thermal insulation, cork soundproofing in the corridor and PVC windows. Flooring is marble and laminate, heating is provided by air conditioners in all rooms. Two water heaters and a reserve water tank are available.

The location is central, close to Ivaylo Stadium, the Cooperative Market and PMG Vasil Drumev, providing convenient access to city infrastructure and services.

The property offers a functional layout and potential for additional income by renting out the separate rooms.

With 20% down over 20 years the monthly mortgage payment is about 994 €, against an expected local rent of 451 €. The rent covers 45% of it.

Source: Market statistics for 3-room apartments in Centyr

Pros and cons

AI summary
Pros
  • functional layout
  • south aspect
  • renovated
  • additional rooms
Cons
  • top floor

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 214 days.

  2. What condition is the roof in, and does it overheat in summer?

    Because: The property is on the top floor.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • living room
  • dining area
  • kitchen nook
  • bedroom
  • bedroom
  • bathroom
  • toilet
  • laundry room
  • corridor

Amenities

  • Renovated

Exposure

AI summary
SSouth

Maximum sunlight throughout the day

NNorth

Even light, cooler during summer

Details

Category
Residential
Rooms
3
Bathrooms
2
Furnishing
Yes

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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