At market level
median 1,723 €/m² for comparable properties
95,000 € 1,696 €/m²
Rent covers ~ 86% of the payment
~ 361 €/mo rent · you top up ~ 60 €/mo
Sale230,000 €2,000 €/m²
Expected rent451 € /mo
~37,000 € ABOVE MARKET
above market
against the median for 3-room apartments in Centyr (152 properties)
Area
115 m²
Floor
3 / 4
Construction
Brick
Year
1997
Yield analysis
Low investment rating
Monthly payment1,020 €20% down payment · 20 yrs · 3%
Expected rent451 €at market conditions for the neighbourhood
The rent covers 44% of the payment — you top up about 569 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 42 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced about 37,000 € above the typical price (the median) for 3-room apartments in Centyr (152 properties) — 2,000 €/m² against 1,679 €/m².
Apartment with three rooms in the Center of Veliko Tarnovo, near Marno Pole Park.
The layout includes a large living room with kitchenette and dining area, two bedrooms, separate bathroom and toilet, as well as a terrace connected to a small bedroom.
The building is solid, built in 1997, with brick construction and access control. The apartment is on the third floor of four.
The location offers convenient access to urban infrastructure and green areas, while being oriented towards a quiet side.
The property is suitable for those seeking a spacious living option with good sun exposure and functional layout in a central urban environment.
With 20% down over 20 years the monthly mortgage payment is about 1,020 €, against an expected local rent of 451 €. The rent covers 44% of it.
Pros and cons
AI summaryPros
- functional layout
- southern aspect
- terrace
- access control
Cons
We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.
Layout
- living room
- bedroom
- bedroom
Amenities
- Access Control
Exposure
AI summarySSouth
Maximum sunlight throughout the day
WWest
Afternoon and evening sun
Details
- Category
- Residential
- Rooms
- 3
- Bathrooms
- 2
- Furnishing
- Yes
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
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