Sale

3-room apartment with large terrace in Buzludzha, Veliko Tarnovo

Veliko TyrnovoBuzludja

Published: 2 September 2026 Updated: 2 September 2026

Sale89,500 €1,052 €/m²

Expected rent365 € /mo

~23,000 € BELOW MARKET

good value

against the median for 3-room apartments in Buzludja (111 properties)

Area

85 m²

Floor

2 / 7

Construction

Panel

Heating

District Heating

Yield analysis

Fair investment rating

4.9% / yr

Monthly payment397 €20% down payment · 20 yrs · 3%

Expected rent365 €at market conditions for the neighbourhood

The rent covers 92% of the payment — you top up about 32 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 20 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 23,000 € below the typical price (the median) for 3-room apartments in Buzludja (111 properties) — 1,052 €/m² against 1,324 €/m².

Apartment with three rooms in Veliko Tarnovo, Buzludzha district, located on the second floor of a prefab panel block.

Layout includes a living room, bedroom, separate kitchen, bathroom with toilet, storage room, hallway and large glazed terrace.

The building is prefab panel construction with elevator and parking in front of the block; the property requires partial renovation of the sanitary facilities.

The location is convenient with proximity to a park, shops, schools and transport connections.

The property is suitable for permanent residence with functional layout and additional space on the terrace.

With 20% down over 20 years the monthly mortgage payment is about 397 €, against an expected local rent of 365 €. The rent covers 92% of it.

Source: Market statistics for 3-room apartments in Buzludja

Pros and cons

AI summary

Pros

functional layout
large glazed terrace
elevator
parking in front

Cons

needs renovation
prefab panel construction

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

Why is this priced below comparable properties? Is there anything that could affect the sale?
Because: The price per m² is about 21% below the average for comparable properties.
What is the scope of the work, and are there hidden problems with the wiring or plumbing?
Because: The listing states that the property needs renovation.
Has the block been insulated under the renovation programme, and is there paperwork for it?
Because: Prefabricated panel construction.
Is there enough daylight during the day?
Because: The advertised exposure has no southern side.