Sale

Two-room apartment in Kartala, Veliko Tarnovo with terrace

Veliko TyrnovoKartala

Published: 6 June 2026 Updated: 10 September 2026

Sale97,343 €1,390 €/m²

Expected rent366 € /mo

~22,000 € BELOW MARKET

good value

against the median for 2-room apartments in Kartala (59 properties)

Area

70 m²

Floor

2 / 6

Construction

Brick

Year

2027

Yield analysis

Fair investment rating

4.5% / yr

Monthly payment432 €20% down payment · 20 yrs · 3%

Expected rent366 €at market conditions for the neighbourhood

The rent covers 85% of the payment — you top up about 66 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 22 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 22,000 € below the typical price (the median) for 2-room apartments in Kartala (59 properties) — 1,390 €/m² against 1,705 €/m².

The apartment is located in Veliko Tarnovo, Kartala district, in a new-build building under construction.
The layout includes an entrance hall, living room with kitchenette and dining area, bedroom, bathroom with toilet, terrace, and storage room.
The building is brick, construction from 2027, with an elevator and entrance in a gated complex. Quality materials and modern technologies are used.
The location is in a preferred area with good prospects for living and investment, close to city infrastructure.
The property is suitable for family use or as an investment for rental.

With 20% down over 20 years the monthly mortgage payment is about 432 €, against an expected local rent of 366 €. The rent covers 85% of it.

Source: Market statistics for 2-room apartments in Kartala

Pros and cons

AI summary

Pros

functional layout
new building
elevator
gated complex

Cons

We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

Why is this priced below comparable properties? Is there anything that could affect the sale?
Because: The price per m² is about 19% below the average for comparable properties.
Has Act 16 been issued, and what guarantees cover the common parts?
Because: The building dates from 2027.
Is there enough daylight, and does damp appear? What are the heating bills like?
Because: The advertised exposure faces north only.