Sale

Two-room apartment in Kartala, Veliko Tarnovo with terrace

Veliko TyrnovoKartala
Published: 12 May 2026 Updated: 1 October 2026
Sale130,000 €2,954 €/m²
Expected rent366 € /mo

~55,000 € ABOVE MARKET

overpriced

against the median for 2-room apartments in Kartala (59 properties)

Area
44 m²
Floor
4 / 7
Construction
Brick
Year
2019

Yield analysis

Low investment rating

3.4% / yr
Monthly payment577 €20% down payment · 20 yrs · 3%
Expected rent366 €at market conditions for the neighbourhood

The rent covers 63% of the payment — you top up about 211 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 30 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Price history

1 change since listing▼ 1.5% · 2,000 €
  1. 132,000 €12 May 2026Initial price
  2. 130,000 €▼ 2,000 € (1.5%) 14 May 2026Price reducedCurrent

Property analysis

This apartment is priced about 55,000 € above the typical price (the median) for 2-room apartments in Kartala (59 properties) — 2,954 €/m² against 1,705 €/m².

2-room apartment in Veliko Tarnovo, Kartala district.

The layout includes a spacious living room with kitchenette, bedroom, corridor, bathroom-toilet and terrace, providing convenience and functionality.

The building is brick from 2019, with Act 16 and features an elevator and parking space. The apartment is on the fourth intermediate floor with a northwest aspect.

The district is preferred for its tranquility and proximity to urban infrastructure.

The property is suitable for family use or investment with the possibility of quick move-in.

With 20% down over 20 years the monthly mortgage payment is about 577 €, against an expected local rent of 366 €. The rent covers 63% of it.

The asking price has fallen by 2,000 € (1.5%) since it was first listed.

Source: Market statistics for 2-room apartments in Kartala

Pros and cons

AI summary
Pros
  • functional layout
  • new-build
  • elevator
  • parking space
Cons
  • northwest aspect

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Is there still room to negotiate?

    Because: The price has been cut once, by about 2%.

  2. Is there enough daylight during the day?

    Because: The advertised exposure has no southern side.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • living room
  • bedroom
  • corridor
  • bathroom
  • terrace

Amenities

  • Elevator
  • With Parking

Exposure

AI summary
NNorth

Even light, cooler during summer

WWest

Afternoon and evening sun

Details

Category
Residential
Rooms
2
Bathrooms
1
Furnishing
Yes

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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