Sale

Four-room apartment with two terraces in Tsveten kvartal, Varna

VarnaCveten Kvartal
Published: 5 July 2026 Updated: 4 September 2026
Sale197,000 €2,073 €/m²
Expected rent685 € /mo

AT MARKET LEVEL

fairly priced

against the median for 4-room apartments in Cveten Kvartal (32 properties)

Area
95 m²
Floor
7 / 8
Construction
Brick
Year
1997

Yield analysis

Fair investment rating

4.2% / yr
Monthly payment874 €20% down payment · 20 yrs · 3%
Expected rent685 €at market conditions for the neighbourhood

The rent covers 78% of the payment — you top up about 189 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 24 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced at the typical price (the median) for 4-room apartments in Cveten Kvartal (32 properties) — 2,073 €/m² against 1,984 €/m².

Four-room apartment in the city of Varna, in the area of Tsveten kvartal. The property is located on the 7th floor of 8 in a brick building with an elevator, built in 1997, with a total area of 95 sq m.

The layout includes a spacious living room with a kitchenette and dining area opening onto a terrace, three bedrooms (two separate and one walk-through), a second terrace adjacent to the main bedroom, a bathroom with a bathtub, and a separate toilet.

The building is well maintained, with PVC windows, natural parquet and ceramic tiles, and the apartment has predominantly south aspect, providing good natural light. Air conditioners and electrical appliances are available, and currently a refresh renovation is underway.

The location is convenient with quick access to schools, kindergartens, shops, and public transport, while the area offers opportunities for free parking.

The property is suitable for family use, combining functional layout and amenities in a preferred neighbourhood.

With 20% down over 20 years the monthly mortgage payment is about 874 €, against an expected local rent of 685 €. The rent covers 78% of it.

Source: Market statistics for 4-room apartments in Cveten Kvartal

Pros and cons

AI summary
Pros
  • functional layout
  • south aspect
  • two terraces
  • elevator
Cons
  • walk-through room

Layout

  • living room
  • bedroom
  • bedroom
  • bedroom

Amenities

  • With Transition
  • Elevator

Exposure

AI summary
SSouth

Maximum sunlight throughout the day

EEast

Morning sun, cooler afternoons

Details

Category
Residential
Rooms
4
Bathrooms
2

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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