SaleAt market level

Three-room apartment with terrace in Chayka district, Varna

VarnaChaika
Published: 3 May 2026 Updated: 7 September 2026
Sale235,000 €3,357 €/m²
Expected rent810 € /mo
Area
70 m²
Floor
3 / 8
Construction
Brick

Yield analysis

Fair investment rating

4.1% / yr
Monthly payment1,043 €20% down payment · 20 yrs · 3%
Expected rent810 €at market conditions for the neighbourhood

The rent covers 78% of the payment — you top up about 233 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 24 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced at the typical price (the median) for comparable properties — 3,133 €/m² against 2,854 €/m².

A three-room apartment is offered in Chayka district, Varna, close to the Sea Garden. The property has a floor area of 70 sq m and is located on the third floor of a brick building with an elevator. The layout includes a spacious living room with kitchen area, two bedrooms, bathroom, separate toilet, and a large terrace with partial sea view. The building is well maintained, and the apartment was fully renovated five years ago with replaced plumbing and electrical installations, high-quality windows, and insulation. The location is quiet and green, with convenient access to schools, kindergartens, shops, and public transport. The property is suitable for family living with good functionality and comfort.

With 20% down over 20 years the monthly mortgage payment is about 1,043 €, against an expected local rent of 810 €. The rent covers 78% of it.

Source: Market statistics for 3-room apartments in Chaika

Pros and cons

AI summary
Pros
  • south aspect
  • large terrace
  • elevator
  • renovated
Cons

We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.

Layout

  • living room
  • bedroom
  • bedroom
  • bathroom
  • toilet

Amenities

  • Elevator
  • Access Control
  • Renovated

Exposure

AI summary
SSouth

Maximum sunlight throughout the day

Details

Category
Residential
Rooms
3
Bathrooms
2
Furnishing
Yes

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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