Sale

Four-room apartment with 4 terraces in Center, Targovishte

TyrgovishteCentyr
Published: 20 January 2026 Updated: 9 September 2026
Sale98,000 €1,010 €/m²
Expected rent286 € /mo

~12,500 € BELOW MARKET

good value

against the median for 4-room apartments in Centyr (38 properties)

Area
97 m²
Floor
4 / 6
Construction
Brick
Year
1980

Yield analysis

Low investment rating

3.5% / yr
Monthly payment435 €20% down payment · 20 yrs · 3%
Expected rent286 €at market conditions for the neighbourhood

The rent covers 66% of the payment — you top up about 149 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 29 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 12,500 € below the typical price (the median) for 4-room apartments in Centyr (38 properties) — 1,010 €/m² against 1,137 €/m².

The apartment is located in the town of Targovishte, in the Center district. The property has a floor area of 97 sq m and is situated on the 4th floor of a total of 6 in a brick building from 1980.

The layout includes a corridor, living room, dining room, two bedrooms, kitchen, bathroom and separate toilet, storage room, and four terraces. There is an option to create three bedrooms, which increases the functionality of the property.

The building is brick construction with controlled access at the entrance. The property includes a basement storage room and has a south/east aspect, providing good natural light.

The location is central, close to shops and playgrounds, which facilitates daily life and offers conveniences for family living or investment.

The property is suitable for those seeking a spacious apartment with the possibility to adapt the rooms according to their needs and a convenient urban location.

With 20% down over 20 years the monthly mortgage payment is about 435 €, against an expected local rent of 286 €. The rent covers 66% of it.

Source: Market statistics for 4-room apartments in Centyr

Pros and cons

AI summary
Pros
  • functional layout
  • four terraces
  • controlled access
  • south/east aspect
Cons
  • needs renovation
  • middle floor

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 255 days.

  2. Have the risers been replaced, and when was the roof last repaired?

    Because: The building dates from 1980 — about 46 years old.

  3. Is there a lift in the building, and what condition is it in?

    Because: The property is on floor 4 and the listing does not mention a lift.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • corridor
  • living room
  • dining room
  • bedroom
  • bedroom
  • kitchen
  • bathroom
  • toilet

Amenities

  • Access Control

Exposure

AI summary
SSouth

Maximum sunlight throughout the day

EEast

Morning sun, cooler afternoons

Details

Category
Residential
Rooms
4
Bathrooms
2

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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