Sale

Three-room apartment with terrace in Zapad 3, Targovishte

TyrgovishteZapad 3
Published: 5 January 2026 Updated: 2 October 2026
Sale84,363 €1,360 €/m²
Expected rent287 € /mo

~15,500 € ABOVE MARKET

overpriced

against the median for 3-room apartments in Zapad 3 (21 properties)

Area
62 m²
Floor
5 / 5
Construction
Panel
Year
1980

Yield analysis

Fair investment rating

4.1% / yr
Monthly payment374 €20% down payment · 20 yrs · 3%
Expected rent287 €at market conditions for the neighbourhood

The rent covers 77% of the payment — you top up about 87 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 24 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 15,500 € above the typical price (the median) for 3-room apartments in Zapad 3 (21 properties) — 1,360 €/m² against 1,111 €/m².

Apartment with three rooms in the Zapad 3 district, Targovishte, located on the top floor of a five-storey prefab panel building.
Layout includes a living room with access to a terrace, bedroom, kitchen with an enclosed terrace, bathroom with toilet, and entrance hall.
The building dates from 1980, with external thermal insulation and maintained common areas; heating is by air conditioner, and the window frames have been replaced with PVC.
The district is quiet and well-maintained, with amenities such as a school, pharmacy, and shops nearby.
The property is suitable for family living or investment with rental potential.

With 20% down over 20 years the monthly mortgage payment is about 374 €, against an expected local rent of 287 €. The rent covers 77% of it.

Source: Market statistics for 3-room apartments in Zapad 3

Pros and cons

AI summary
Pros
  • functional layout
  • south / north aspect
  • external thermal insulation
  • replaced PVC window frames
Cons
  • top floor
  • prefab panel construction
  • no elevator

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 271 days.

  2. Has the block been insulated under the renovation programme, and is there paperwork for it?

    Because: Prefabricated panel construction.

  3. Have the risers been replaced, and when was the roof last repaired?

    Because: The building dates from 1980 — about 46 years old.

  4. What condition is the roof in, and does it overheat in summer?

    Because: The property is on the top floor.

  5. Is there a lift in the building, and what condition is it in?

    Because: The property is on floor 5 and the listing does not mention a lift.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • entrance hall
  • living room
  • bedroom
  • kitchen
  • bathroom

Exposure

AI summary
SSouth

Maximum sunlight throughout the day

NNorth

Even light, cooler during summer

Details

Category
Residential
Rooms
3
Bathrooms
1
Furnishing
Yes

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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