Sale

Three-room apartment with terrace in Dobrudzanski, Shumen

ShumenDobrudjanski

Published: 8 January 2026 Updated: 25 September 2026

Sale132,936 €1,528 €/m²

Expected rent374 € /mo

AT MARKET LEVEL

fairly priced

against the median for 3-room apartments in Dobrudjanski (145 properties)

Area

87 m²

Floor

8 / 8

Construction

Panel

Yield analysis

Low investment rating

3.4% / yr

Monthly payment590 €20% down payment · 20 yrs · 3%

Expected rent374 €at market conditions for the neighbourhood

The rent covers 63% of the payment — you top up about 216 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 30 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced at the typical price (the median) for 3-room apartments in Dobrudjanski (145 properties) — 1,528 €/m² against 1,533 €/m².

Three-room apartment in the city of Shumen, Dobrudzanski district, located on the eighth floor of a prefab panel block. The layout includes an L-shaped corridor, living room, kitchen, two bedrooms, bathroom, toilet and terrace with panoramic glazing. The property has improvements such as insulation and new doors, with the bathroom and toilet renovated. The building is prefab panel with a renovated roof and maintained entrance. The location is well connected, close to bus stops, the bus station, shops and educational institutions. The property is suitable for family use with convenient access to city infrastructure.

With 20% down over 20 years the monthly mortgage payment is about 590 €, against an expected local rent of 374 €. The rent covers 63% of it.

Source: Market statistics for 3-room apartments in Dobrudjanski

Pros and cons

AI summary

Pros

functional layout
east/south aspect
panoramic terrace
well-maintained entrance

Cons

top floor
prefab panel construction
under renovation

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

What feedback have previous viewers given?
Because: We have been tracking this listing for about 267 days.
Has the block been insulated under the renovation programme, and is there paperwork for it?
Because: Prefabricated panel construction.
What condition is the roof in, and does it overheat in summer?
Because: The property is on the top floor.
Is there a lift in the building, and what condition is it in?
Because: The property is on floor 8 and the listing does not mention a lift.