Sale

Three-room apartment with large terrace in Dobruzhanski district, Shumen

ShumenDobrudjanski

Published: 8 September 2026 Updated: 8 September 2026

Sale162,000 €1,951 €/m²

Expected rent374 € /mo

~35,000 € ABOVE MARKET

overpriced

against the median for 3-room apartments in Dobrudjanski (145 properties)

Area

83 m²

Floor

6 / 8

Construction

Panel

Year

1980

Yield analysis

Low investment rating

2.8% / yr

Monthly payment719 €20% down payment · 20 yrs · 3%

Expected rent374 €at market conditions for the neighbourhood

The rent covers 52% of the payment — you top up about 345 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 36 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 35,000 € above the typical price (the median) for 3-room apartments in Dobrudjanski (145 properties) — 1,951 €/m² against 1,533 €/m².

Three-room apartment in the city of Shumen, Dobruzhanski district, located on the 6th floor of 8 in a prefab panel block.

The layout includes a corridor, spacious living room, two bedrooms, kitchen, bathroom with toilet, and a large terrace, providing convenience and functionality.

The property has undergone major renovation with replaced PVC windows, new installations, and insulation of walls and ceilings; the entrance has controlled access and an elevator.

The district offers proximity to schools, kindergartens, shops, and transport connections, making it suitable for family living.

The property is suitable both for permanent residence and for rental due to its convenient location and condition.

With 20% down over 20 years the monthly mortgage payment is about 719 €, against an expected local rent of 374 €. The rent covers 52% of it.

Source: Market statistics for 3-room apartments in Dobrudjanski

Pros and cons

AI summary

Pros

functional layout
large terrace
elevator
controlled access

Cons

We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

Has the block been insulated under the renovation programme, and is there paperwork for it?
Because: Prefabricated panel construction.
Have the risers been replaced, and when was the roof last repaired?
Because: The building dates from 1980 — about 46 years old.
Is there enough daylight during the day?
Because: The advertised exposure has no southern side.