Sale

Three-room apartment with two terraces in Dobruzhanski district, Shumen

ShumenDobrudjanski
Published: 9 September 2026 Updated: 9 September 2026
Sale162,000 €2,025 €/m²
Expected rent374 € /mo

~39,500 € ABOVE MARKET

overpriced

against the median for 3-room apartments in Dobrudjanski (145 properties)

Area
80 m²
Floor
6 / 8
Construction
Panel
Year
1980

Yield analysis

Low investment rating

2.8% / yr
Monthly payment719 €20% down payment · 20 yrs · 3%
Expected rent374 €at market conditions for the neighbourhood

The rent covers 52% of the payment — you top up about 345 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 36 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 39,500 € above the typical price (the median) for 3-room apartments in Dobrudjanski (145 properties) — 2,025 €/m² against 1,533 €/m².

Three-room apartment in the city of Shumen, Dobruzhanski district, located on the 6th floor of an 8-storey prefab panel building. The property has an area of 80 sq m and includes a living room, two bedrooms, kitchen with an enclosed terrace, corridor, bathroom and toilet in separate rooms.

The layout is functional with two terraces - one enclosed adjoining the kitchen and a long shared terrace adjoining the living room and one bedroom. There is a niche for a laundry or storage room, which improves space organization.

The building is prefab panel from 1980, with a fully renovated roof and available elevator. The apartment has been extensively renovated with replaced plumbing and electrical installations, new PVC windows and natural parquet flooring.

The location offers amenities such as controlled access and parking space, with the area well developed and connected to urban infrastructure.

The property is suitable for family use, combining convenience and functional layout in an urban environment.

With 20% down over 20 years the monthly mortgage payment is about 719 €, against an expected local rent of 374 €. The rent covers 52% of it.

Source: Market statistics for 3-room apartments in Dobrudjanski

Pros and cons

AI summary
Pros
  • functional layout
  • two terraces
  • elevator
  • renovated roof
Cons
  • prefab panel construction
  • middle floor

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Has the block been insulated under the renovation programme, and is there paperwork for it?

    Because: Prefabricated panel construction.

  2. Have the risers been replaced, and when was the roof last repaired?

    Because: The building dates from 1980 — about 46 years old.

  3. Is there enough daylight during the day?

    Because: The advertised exposure has no southern side.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • living room
  • bedroom
  • bedroom
  • kitchen
  • corridor
  • bathroom
  • toilet

Amenities

  • Elevator
  • With Parking
  • Access Control

Exposure

AI summary
EEast

Morning sun, cooler afternoons

WWest

Afternoon and evening sun

Details

Category
Residential
Rooms
3
Bathrooms
2

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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