Sale

Three-room apartment with two terraces in Dobruzhanski district, Shumen

ShumenDobrudjanski
Published: 3 September 2026 Updated: 3 September 2026
Sale103,000 €1,287 €/m²
Expected rent337 € /mo

~19,000 € BELOW MARKET

good value

against the median for 3-room apartments in Dobrudjanski (136 properties)

Area
80 m²
Floor
2 / 8
Construction
Panel
Year
1980

Yield analysis

Low investment rating

3.9% / yr
Monthly payment457 €20% down payment · 20 yrs · 3%
Expected rent337 €at market conditions for the neighbourhood

The rent covers 74% of the payment — you top up about 120 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 25 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 19,000 € below the typical price (the median) for 3-room apartments in Dobrudjanski (136 properties) — 1,287 €/m² against 1,525 €/m².

Apartment with three rooms in the city of Shumen, Dobruzhanski district, on the second floor of eight. The property has an area of 80 sq m and includes a corridor, kitchen with glazed terrace, living room, two bedrooms, large terrace, bathroom and separate toilet.

The layout is functional with separate rooms and two terraces, providing additional space and ventilation options. The flooring is natural parquet and mosaic, and the window frames on the terrace adjacent to the kitchen have been replaced with PVC.

The building is prefab panel from 1980, with an elevator and access control, ensuring convenience and security. The property has no additional improvements and requires renovation according to personal preferences.

The location is convenient for families, close to schools, childcare facilities, shops and transport connections. The district offers good infrastructure and conditions for everyday living.

The property is suitable for families seeking a functional home in a well-established area with the possibility of customization according to their needs.

With 20% down over 20 years the monthly mortgage payment is about 457 €, against an expected local rent of 337 €. The rent covers 74% of it.

Source: Market statistics for 3-room apartments in Dobrudjanski

Pros and cons

AI summary
Pros
  • functional layout
  • two terraces
  • elevator
  • southern aspect
Cons
  • prefab panel construction
  • no improvements

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Why is this priced below comparable properties? Is there anything that could affect the sale?

    Because: The price per m² is about 16% below the average for comparable properties.

  2. Has the block been insulated under the renovation programme, and is there paperwork for it?

    Because: Prefabricated panel construction.

  3. Have the risers been replaced, and when was the roof last repaired?

    Because: The building dates from 1980 — about 46 years old.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • коридор
  • кухня
  • хол
  • спалня
  • спалня
  • баня
  • тоалет

Amenities

  • Elevator
  • Access Control

Exposure

AI summary
SSouth

Maximum sunlight throughout the day

NNorth

Even light, cooler during summer

Details

Category
Residential
Rooms
3
Bathrooms
2

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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