Sale

Three-room apartment with terrace in Dobrudzanski, Shumen

ShumenDobrudjanski
Published: 1 January 2026 Updated: 2 October 2026
Sale103,000 €1,320 €/m²
Expected rent374 € /mo

~16,500 € BELOW MARKET

good value

against the median for 3-room apartments in Dobrudjanski (145 properties)

Area
78 m²
Floor
4 / 8
Construction
Panel

Yield analysis

Fair investment rating

4.4% / yr
Monthly payment457 €20% down payment · 20 yrs · 3%
Expected rent374 €at market conditions for the neighbourhood

The rent covers 82% of the payment — you top up about 83 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 23 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 16,500 € below the typical price (the median) for 3-room apartments in Dobrudjanski (145 properties) — 1,320 €/m² against 1,533 €/m².

Three-room apartment in the city of Shumen, Dobrudzanski district. It includes a living room, bedroom, children's room, kitchen, and terrace, as well as separate bathroom and toilet. The layout is functional with south and north aspects. The property is located on the fourth floor of eight in a prefab panel building with an elevator. The construction is typical for prefab panel buildings, and the property also includes a basement storage room. The entrance has controlled access, and parking is available. The location is convenient, close to kindergartens, schools, and shops, making it suitable for families. The property offers a balanced combination of functionality and everyday convenience.

With 20% down over 20 years the monthly mortgage payment is about 457 €, against an expected local rent of 374 €. The rent covers 82% of it.

Source: Market statistics for 3-room apartments in Dobrudjanski

Pros and cons

AI summary
Pros
  • functional layout
  • elevator
  • controlled access
  • parking
Cons

We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Why is this priced below comparable properties? Is there anything that could affect the sale?

    Because: The price per m² is about 14% below the average for comparable properties.

  2. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 274 days.

  3. Has the block been insulated under the renovation programme, and is there paperwork for it?

    Because: Prefabricated panel construction.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • living room
  • bedroom
  • children's room
  • kitchen
  • terrace

Amenities

  • Elevator
  • With Parking

Exposure

AI summary
SSouth

Maximum sunlight throughout the day

NNorth

Even light, cooler during summer

Details

Category
Residential
Rooms
3
Bathrooms
2

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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