Sale

Three-room apartment in Shumen, Dobrudzanski with terrace

ShumenDobrudjanski
Published: 8 September 2026 Updated: 8 September 2026
Sale102,000 €1,307 €/m²
Expected rent374 € /mo

~17,500 € BELOW MARKET

good value

against the median for 3-room apartments in Dobrudjanski (145 properties)

Area
78 m²
Floor
4 / 5
Construction
Brick
Year
2027

Yield analysis

Fair investment rating

4.4% / yr
Monthly payment453 €20% down payment · 20 yrs · 3%
Expected rent374 €at market conditions for the neighbourhood

The rent covers 83% of the payment — you top up about 79 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 23 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 17,500 € below the typical price (the median) for 3-room apartments in Dobrudjanski (145 properties) — 1,307 €/m² against 1,533 €/m².

Three-room apartment in Shumen, Dobrudzanski district.

The layout includes spacious and bright rooms with high ceilings and a terrace with good aspect.

The building is new-build from 2027, constructed with brick and first-class materials, featuring high thermal and sound insulation.

The location is in an established residential area of Shumen, providing amenities and access to urban infrastructure.

The property is suitable for family use, combining comfort and functionality in a modern environment.

With 20% down over 20 years the monthly mortgage payment is about 453 €, against an expected local rent of 374 €. The rent covers 83% of it.

Source: Market statistics for 3-room apartments in Dobrudjanski

Pros and cons

AI summary
Pros
  • functional layout
  • new building
  • quality materials
  • terrace
Cons

We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Why is this priced below comparable properties? Is there anything that could affect the sale?

    Because: The price per m² is about 15% below the average for comparable properties.

  2. Has Act 16 been issued, and what guarantees cover the common parts?

    Because: The building dates from 2027.

  3. Is there a lift in the building, and what condition is it in?

    Because: The property is on floor 4 and the listing does not mention a lift.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Details

Category
Residential
Rooms
3

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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