Sale

Three-room apartment with two bedrooms in Dobruzhanski district, Shumen

ShumenDobrudjanski
Published: 20 January 2026 Updated: 9 September 2026
Sale154,000 €2,026 €/m²
Expected rent374 € /mo

~37,500 € ABOVE MARKET

overpriced

against the median for 3-room apartments in Dobrudjanski (145 properties)

Area
76 m²
Floor
3 / 7
Construction
Panel
Year
1980

Yield analysis

Low investment rating

2.9% / yr
Monthly payment683 €20% down payment · 20 yrs · 3%
Expected rent374 €at market conditions for the neighbourhood

The rent covers 55% of the payment — you top up about 309 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 34 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 37,500 € above the typical price (the median) for 3-room apartments in Dobrudjanski (145 properties) — 2,026 €/m² against 1,533 €/m².

Three-room apartment in the city of Shumen, Dobruzhanski district, located on the third floor of seven.

The layout includes an L-shaped corridor, kitchen with dining area, two bedrooms, terrace, bathroom and toilet in separate rooms, providing convenience and functionality.

The property is in a prefab panel block from 1980, with internal and external insulation, replaced PVC windows, as well as updated plumbing and electrical installations. Heating is provided by an air conditioner.

The location is convenient, close to schools, childcare facilities, a park and shops, making it suitable for families.

The property offers a balanced combination of functionality and comfort for everyday living.

With 20% down over 20 years the monthly mortgage payment is about 683 €, against an expected local rent of 374 €. The rent covers 55% of it.

Source: Market statistics for 3-room apartments in Dobrudjanski

Pros and cons

AI summary
Pros
  • functional layout
  • internal and external insulation
  • updated installations
  • elevator
Cons

We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 255 days.

  2. Has the block been insulated under the renovation programme, and is there paperwork for it?

    Because: Prefabricated panel construction.

  3. Have the risers been replaced, and when was the roof last repaired?

    Because: The building dates from 1980 — about 46 years old.

  4. Is there enough daylight during the day?

    Because: The advertised exposure has no southern side.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • corridor
  • kitchen
  • dining area
  • bedroom
  • bedroom
  • terrace
  • bathroom
  • toilet

Amenities

  • Elevator
  • With Parking
  • Access Control

Exposure

AI summary
EEast

Morning sun, cooler afternoons

WWest

Afternoon and evening sun

Details

Category
Residential
Rooms
3
Bathrooms
2
Furnishing
Yes

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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