Sale

Three-room apartment with terrace in the centre of Shumen

ShumenCentyr
Published: 5 September 2026 Updated: 5 September 2026
Sale185,000 €1,887 €/m²
Expected rent477 € /mo

AT MARKET LEVEL

fairly priced

against the median for 3-room apartments in Centyr (119 properties)

Area
98 m²
Floor
2 / 4
Construction
Brick
Year
1980

Yield analysis

Low investment rating

3.1% / yr
Monthly payment821 €20% down payment · 20 yrs · 3%
Expected rent477 €at market conditions for the neighbourhood

The rent covers 58% of the payment — you top up about 344 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 32 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced at the typical price (the median) for 3-room apartments in Centyr (119 properties) — 1,887 €/m² against 1,739 €/m².

Three-room apartment in Shumen, Center district, located on the second floor of a four-storey brick building from 1980.

The layout includes two bedrooms, a living room with kitchen, two bathrooms and two toilets, a walk-in closet, laundry area and corridor, as well as a terrace.

The building is brick construction, the apartment has underfloor heating via heat pump and is ready to move in.

The location is in the central part of the city, providing convenient access to urban infrastructure and services.

The property is suitable for family living with a functional layout and everyday conveniences.

With 20% down over 20 years the monthly mortgage payment is about 821 €, against an expected local rent of 477 €. The rent covers 58% of it.

Source: Market statistics for 3-room apartments in Centyr

Pros and cons

AI summary
Pros
  • functional layout
  • terrace
  • underfloor heating
  • central location
Cons

We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Have the risers been replaced, and when was the roof last repaired?

    Because: The building dates from 1980 — about 46 years old.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Details

Category
Residential
Rooms
3
Bathrooms
2

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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