Sale

Three-room apartment with terrace in Shumen, Center

ShumenCentyr
Published: 5 November 2025 Updated: 2 October 2026
Sale117,775 €1,252 €/m²
Expected rent477 € /mo

~45,500 € BELOW MARKET

good value

against the median for 3-room apartments in Centyr (119 properties)

Area
94 m²
Floor
5 / 5
Construction
Brick
Year
2026

Yield analysis

Fair investment rating

4.9% / yr
Monthly payment523 €20% down payment · 20 yrs · 3%
Expected rent477 €at market conditions for the neighbourhood

The rent covers 91% of the payment — you top up about 46 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 21 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 45,500 € below the typical price (the median) for 3-room apartments in Centyr (119 properties) — 1,252 €/m² against 1,739 €/m².

Three-room apartment in a new building from 2026 in the center of Shumen.

The layout includes a kitchen with living room and dining area in one space, two bedrooms, terrace, bathroom with toilet, storage room and entrance hall, providing functional use of the space.

The building is brick, with an elevator and parking spaces, built with attention to the quality of materials and modern technologies.

The location is convenient, close to administrative buildings, shopping centers, schools and parks, facilitating everyday life.

The property is suitable for living in a central urban environment with a balance between comfort and practicality.

With 20% down over 20 years the monthly mortgage payment is about 523 €, against an expected local rent of 477 €. The rent covers 91% of it.

This property is advertised in 2 offers, all from the same agency. The gap between the cheapest and the dearest is 17,585 €. It has been listed for 331 days.

Source: Market statistics for 3-room apartments in Centyr

Pros and cons

AI summary
Pros
  • functional layout
  • southeast aspect
  • new-build
  • elevator and parking space
Cons
  • top floor

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Which price is the real one, and who am I negotiating with?

    Because: The property appears in 2 listings, and the prices differ by about 13%.

  2. Why is this priced below comparable properties? Is there anything that could affect the sale?

    Because: The price per m² is about 28% below the average for comparable properties.

  3. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 331 days.

  4. Has Act 16 been issued, and what guarantees cover the common parts?

    Because: The building dates from 2026.

  5. What condition is the roof in, and does it overheat in summer?

    Because: The property is on the top floor.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • kitchen
  • living room
  • dining area
  • bedroom
  • bedroom
  • terrace
  • storage room
  • entrance hall

Amenities

  • Elevator
  • With Parking

Details

Category
Residential
Rooms
3
Bathrooms
1

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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