−19% below market
median 1,225 €/m² for comparable properties
145,000 € 993 €/m²
Rent covers ~ 52% of the payment
~ 336 €/mo rent · you top up ~ 307 €/mo
Sale108,800 €1,377 €/m²
Expected rent336 € /mo
AT MARKET LEVEL
fairly priced
against the median for apartments in Zdravec Iztok (103 properties)
Area
79 m²
Floor
1 / 6
Construction
Panel
Year
1970
Yield analysis
Low investment rating
Monthly payment483 €20% down payment · 20 yrs · 3%
Expected rent336 €at market conditions for the neighbourhood
The rent covers 70% of the payment — you top up about 147 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 27 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced at the typical price (the median) for apartments in Zdravec Iztok (103 properties) — 1,377 €/m² against 1,274 €/m².
The apartment is located in the city of Ruse, Zdravec Istok district, on the first residential floor of a six-storey prefab panel building from 1970.
It features four separate rooms, allowing for various layout options – living room with kitchen and dining area and two bedrooms, or three separate bedrooms.
The building is prefab panel construction, and the apartment is in need of full renovation with partially replaced PVC windows, offering the opportunity for individual refurbishment.
The location is well connected, close to Medica hospital, shops, schools, and public transport, providing convenience for families.
The property is suitable for those seeking a spacious apartment with the possibility to personalise the interior and easy access without an elevator.
With 20% down over 20 years the monthly mortgage payment is about 483 €, against an expected local rent of 336 €. The rent covers 70% of it.
Pros and cons
AI summaryPros
- functional layout
- four separate rooms
- partially replaced PVC windows
- easy access without elevator
Cons
- prefab panel block
- in need of full renovation
- ground floor
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
Has the block been insulated under the renovation programme, and is there paperwork for it?
Because: Prefabricated panel construction.
Have the risers been replaced, and when was the roof last repaired?
Because: The building dates from 1970 — about 56 years old.
Is there damp, is there enough daylight, and what is the noise like?
Because: The property is on the first floor.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- living room
- kitchen
- dining area
- bedroom
- bedroom
Details
- Category
- Residential
- Rooms
- 4
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
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