At market level
median 1,100 €/m² for comparable properties
55,000 € 1,145 €/m²
Rent covers ~ 169% of the payment
~ 413 €/mo rent · pays for itself in ~ 11 yrs
Sale92,700 €1,065 €/m²
Expected rent413 € /mo
AT MARKET LEVEL
fairly priced
against the median for apartments in Rodina 3 (12 properties)
Area
87 m²
Floor
6 / 6
Construction
Panel
Year
1990
Heating
District Heating
Yield analysis
Fair investment rating
Monthly payment411 €20% down payment · 20 yrs · 3%
Expected rent413 €at market conditions for the neighbourhood
The rent covers 100% of the payment — the tenant pays off the loan over 20 years. From rent alone, with no loan, it pays for itself in 19 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced at the typical price (the median) for apartments in Rodina 3 (12 properties) — 1,065 €/m² against 1,100 €/m².
The apartment is located in the city of Ruse, Rodina 3 district, on the top floor of a prefab panel block.
The layout includes a living room, two walk-through bedrooms, a separate kitchen, a large and a small corridor, as well as two terraces, one of which is glazed.
The property has external insulation, PVC windows, flooring of terracotta and laminate, and the building features an elevator and parking.
The location is close to the Cooperative Market and offers amenities such as gas supply in the entrance and a basement of 10 sq m.
The property is suitable for family use with a functional layout and available amenities for comfortable living.
With 20% down over 20 years the monthly mortgage payment is about 411 €, against an expected local rent of 413 €. The rent covers the whole payment (100%).
Pros and cons
AI summaryPros
- two terraces
- external insulation
- elevator
- parking
Cons
- walk-through rooms
- top floor
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
What feedback have previous viewers given?
Because: We have been tracking this listing for about 180 days.
Has the block been insulated under the renovation programme, and is there paperwork for it?
Because: Prefabricated panel construction.
What condition is the roof in, and does it overheat in summer?
Because: The property is on the top floor.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- living room
- bedroom
- bedroom
- kitchen
- corridor
- corridor
Amenities
- With Transition
- Elevator
- With Parking
- Renovated
Exposure
AI summarySSouth
Maximum sunlight throughout the day
NNorth
Even light, cooler during summer
EEast
Morning sun, cooler afternoons
Details
- Category
- Residential
- Rooms
- 3
- Bathrooms
- 1
- Furnishing
- Yes
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
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