Sale

Two-room apartment in Ruse, Zdravec with terrace

RuseZdravec

Published: 1 September 2026 Updated: 1 September 2026

Sale74,900 €1,528 €/m²

Expected rent326 € /mo

~9,000 € ABOVE MARKET

above market

against the median for 2-room apartments in Zdravec (28 properties)

Area

49 m²

Floor

1 / 2

Construction

Panel

Year

1960

Yield analysis

Fair investment rating

5.2% / yr

Monthly payment332 €20% down payment · 20 yrs · 3%

Expected rent326 €at market conditions for the neighbourhood

The rent covers 98% of the payment — you top up about 6 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 19 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 9,000 € above the typical price (the median) for 2-room apartments in Zdravec (28 properties) — 1,528 €/m² against 1,350 €/m².

Two-room apartment in the city of Ruse, Zdravec district, near Dunav Stadium. The property is located on the first floor of a two-storey prefab panel building.

The layout includes two rooms, a kitchenette, an entrance hall, a bathroom with toilet, and a terrace. The floor area is 49 sq m, and the property also has an adjacent basement of 10 sq m.

The building is prefab panel from 1960, and the apartment needs renovation. It is offered unfurnished and there is free parking available.

The location is well connected with proximity to shops and public transport stops. It is suitable both for living and as an investment for rental purposes.

The property represents a practical solution for people seeking affordable housing in the central part of the city with potential for renovation.

With 20% down over 20 years the monthly mortgage payment is about 332 €, against an expected local rent of 326 €. The rent covers 98% of it.

Source: Market statistics for 2-room apartments in Zdravec

Pros and cons

AI summary

Pros

functional layout
terrace
parking
close to public transport

Cons

needs renovation
prefab panel construction
ground floor

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

What is the scope of the work, and are there hidden problems with the wiring or plumbing?
Because: The listing states that the property needs renovation.
Has the block been insulated under the renovation programme, and is there paperwork for it?
Because: Prefabricated panel construction.
Have the risers been replaced, and when was the roof last repaired?
Because: The building dates from 1960 — about 66 years old.
Is there damp, is there enough daylight, and what is the noise like?
Because: The property is on the first floor.