−10% below market
median 1,546 €/m² for comparable properties
290,000 € 1,394 €/m²
Rent covers ~ 61% of the payment
~ 786 €/mo rent · you top up ~ 501 €/mo
Sale149,000 €1,674 €/m²
Expected rent786 € /mo
AT MARKET LEVEL
fairly priced
against the median for 3-room apartments in Hristo Smirnenski (829 properties)
Area
89 m²
Floor
4 / 6
Construction
Panel
Year
1980
Yield analysis
Good investment rating
Monthly payment661 €20% down payment · 20 yrs · 3%
Expected rent786 €at market conditions for the neighbourhood
The rent covers 119% of the payment — the tenant pays off the loan over 20 years. From rent alone, with no loan, it pays for itself in 16 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced at the typical price (the median) for 3-room apartments in Hristo Smirnenski (829 properties) — 1,674 €/m² against 1,546 €/m².
Three-room apartment in the Hristo Smirnenski district, Plovdiv. It has a floor area of 89 sq m and is located on the 4th floor of a prefab panel block built in 1980.
The property has four separate rooms – a spacious living room, two independent bedrooms, and a separate kitchen, as well as a bathroom with toilet and an additional separate toilet. The aspect is mixed – east, west, and south, providing good natural light.
The building is a prefab panel construction from the late 1980s, with no information on the current condition of the common areas or renovations. The apartment includes a basement storage room for additional storage.
The location offers convenient access to shops, schools, kindergartens, and medical centers, as well as to main roads in the district.
Suitable for family living with a functional layout and good location in an urban environment.
With 20% down over 20 years the monthly mortgage payment is about 661 €, against an expected local rent of 786 €. The rent covers the whole payment (119%).
Source: Market statistics for 3-room apartments in Hristo Smirnenski
Pros and cons
AI summaryPros
- four separate rooms
- good aspect
- basement storage
- convenient location
Cons
- prefab panel construction
- no renovation info
- 4th floor
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
Has the block been insulated under the renovation programme, and is there paperwork for it?
Because: Prefabricated panel construction.
Have the risers been replaced, and when was the roof last repaired?
Because: The building dates from 1980 — about 46 years old.
Is there a lift in the building, and what condition is it in?
Because: The property is on floor 4 and the listing does not mention a lift.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- living room
- bedroom
- bedroom
- kitchen
Exposure
AI summarySSouth
Maximum sunlight throughout the day
EEast
Morning sun, cooler afternoons
WWest
Afternoon and evening sun
Details
- Category
- Residential
- Rooms
- 3
- Bathrooms
- 2
- Furnishing
- Yes
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
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