Sale

Three-room apartment with two terraces in Hristo Smirnenski, Plovdiv

PlovdivHristo Smirnenski
Published: 8 August 2026 Updated: 5 September 2026
Sale113,300 €1,317 €/m²
Expected rent786 € /mo

~19,500 € BELOW MARKET

good value

against the median for 3-room apartments in Hristo Smirnenski (828 properties)

Area
86 m²
Floor
5 / 5
Construction
Panel

Yield analysis

Strong investment rating

8.3% / yr
Monthly payment503 €20% down payment · 20 yrs · 3%
Expected rent786 €at market conditions for the neighbourhood

The rent covers 156% of the payment — the tenant pays off the loan over 20 years. From rent alone, with no loan, it pays for itself in 12 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 19,500 € below the typical price (the median) for 3-room apartments in Hristo Smirnenski (828 properties) — 1,317 €/m² against 1,546 €/m².

Three-room apartment with an area of 86 sq m, located in the district of Hristo Smirnenski in the city of Plovdiv. The property is on the top, fifth floor of a prefab panel block without an elevator.

The apartment has two walk-through bedrooms, a kitchen with dining area, living room, bathroom and separate toilet, as well as two terraces with east-west aspect. The layout is functional but includes walk-through rooms.

The building is prefab panel construction with a recently renovated roof and replaced main water pipe; thermal insulation under a European program is planned. The apartment needs full renovation.

The location is quiet, with plenty of greenery and close to a park, kindergartens, schools and public transport. Parking around the block is free.

The property is suitable for family living with the possibility to renovate according to personal preferences.

With 20% down over 20 years the monthly mortgage payment is about 503 €, against an expected local rent of 786 €. The rent covers the whole payment (156%).

Source: Market statistics for 3-room apartments in Hristo Smirnenski

Pros and cons

AI summary
Pros
  • two terraces
  • east-west aspect
  • close to park
  • upcoming thermal insulation
Cons
  • top floor
  • walk-through rooms
  • needs full renovation
  • no elevator

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Why is this priced below comparable properties? Is there anything that could affect the sale?

    Because: The price per m² is about 15% below the average for comparable properties.

  2. What is the scope of the work, and are there hidden problems with the wiring or plumbing?

    Because: The listing states that the property needs renovation.

  3. Has the block been insulated under the renovation programme, and is there paperwork for it?

    Because: Prefabricated panel construction.

  4. What condition is the roof in, and does it overheat in summer?

    Because: The property is on the top floor.

  5. Is there a lift in the building, and what condition is it in?

    Because: The property is on floor 5 and the listing does not mention a lift.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • corridor
  • kitchen
  • dining area
  • living room
  • bedroom
  • bedroom
  • bathroom
  • toilet
  • terrace
  • terrace

Amenities

  • With Transition
  • With Parking
  • Needs Renovation

Exposure

AI summary
EEast

Morning sun, cooler afternoons

WWest

Afternoon and evening sun

Details

Category
Residential
Rooms
3
Bathrooms
2
Furnishing
Yes

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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