−10% below market
median 1,546 €/m² for comparable properties
290,000 € 1,394 €/m²
Rent covers ~ 61% of the payment
~ 786 €/mo rent · you top up ~ 501 €/mo
Sale123,900 €1,588 €/m²
Expected rent573 € /mo
AT MARKET LEVEL
fairly priced
against the median for 3-room apartments in Hristo Smirnenski (72 properties)
Area
78 m²
Floor
8 / 8
Construction
Panel
Year
1980
Yield analysis
Fair investment rating
Monthly payment550 €20% down payment · 20 yrs · 3%
Expected rent573 €at market conditions for the neighbourhood
The rent covers 104% of the payment — the tenant pays off the loan over 20 years. From rent alone, with no loan, it pays for itself in 18 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Price history
1 change since listing▼ 4.1% · 6,000 €
- 145,000 €
- 139,000 €▼ 6,000 € (4.1%)
Property analysis
This apartment is priced at the typical price (the median) for 3-room apartments in Hristo Smirnenski (72 properties) — 1,588 €/m² against 1,449 €/m².
With 20% down over 20 years the monthly mortgage payment is about 550 €, against an expected local rent of 573 €. The rent covers the whole payment (104%).
The asking price has fallen by 6,000 € (4.1%) since it was first listed.
Source: Market statistics for 3-room apartments in Hristo Smirnenski
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
Is there still room to negotiate?
Because: The price has been cut once, by about 4%.
Has the block been insulated under the renovation programme, and is there paperwork for it?
Because: Prefabricated panel construction.
Have the risers been replaced, and when was the roof last repaired?
Because: The building dates from 1980 — about 46 years old.
What condition is the roof in, and does it overheat in summer?
Because: The property is on the top floor.
Is there a lift in the building, and what condition is it in?
Because: The property is on floor 8 and the listing does not mention a lift.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Exposure
AI summaryEEast
Morning sun, cooler afternoons
WWest
Afternoon and evening sun
Details
- Category
- Residential
- Rooms
- 3
- Bathrooms
- 2
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
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