−13% below market
median 1,103 €/m² for comparable properties
55,000 € 964 €/m²
Rent covers ~ 141% of the payment
~ 344 €/mo rent · pays for itself in ~ 13 yrs
Sale64,000 €984 €/m²
Expected rent344 € /mo
~7,500 € BELOW MARKET
good value
against the median for apartments in Kyustendil (63 properties)
Area
65 m²
Floor
5 / 5
Construction
Panel
Yield analysis
Good investment rating
Monthly payment284 €20% down payment · 20 yrs · 3%
Expected rent344 €at market conditions for the neighbourhood
The rent covers 121% of the payment — the tenant pays off the loan over 20 years. From rent alone, with no loan, it pays for itself in 16 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced about 7,500 € below the typical price (the median) for apartments in Kyustendil (63 properties) — 984 €/m² against 1,103 €/m².
Two-room apartment in the town of Kyustendil, district Rumena Voivoda.
The layout includes two rooms and two terraces, providing additional space and ventilation options.
The property is in a prefab panel block, on the fifth floor, which is the top floor, without an elevator. The building materials and condition are not detailed.
The district is urbanized, with access to city infrastructure and proximity to commercial outlets such as Technopolis.
Suitable for those seeking a functional home with extra outdoor spaces, but note the lack of an elevator and the top-floor location.
With 20% down over 20 years the monthly mortgage payment is about 284 €, against an expected local rent of 344 €. The rent covers the whole payment (121%).
Pros and cons
AI summaryPros
- south aspect
- two terraces
Cons
- top floor
- no elevator
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
Has the block been insulated under the renovation programme, and is there paperwork for it?
Because: Prefabricated panel construction.
What condition is the roof in, and does it overheat in summer?
Because: The property is on the top floor.
Is there a lift in the building, and what condition is it in?
Because: The property is on floor 5 and the listing does not mention a lift.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- bedroom 65 sq m
Details
- Category
- Residential
- Rooms
- 2
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.