At market level
median 1,222 €/m² for comparable properties
90,000 € 1,216 €/m²
Rent covers ~ 116% of the payment
~ 462 €/mo rent · pays for itself in ~ 16 yrs
Sale92,000 €1,069 €/m²
Expected rent419 € /mo
AT MARKET LEVEL
fairly priced
against the median for 4-room apartments in Centyr (44 properties)
Area
86 m²
Floor
2 / 5
Construction
Brick
Year
1970
Yield analysis
Fair investment rating
Monthly payment408 €20% down payment · 20 yrs · 3%
Expected rent419 €at market conditions for the neighbourhood
The rent covers 103% of the payment — the tenant pays off the loan over 20 years. From rent alone, with no loan, it pays for itself in 18 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced at the typical price (the median) for 4-room apartments in Centyr (44 properties) — 1,069 €/m² against 1,092 €/m².
Apartment with four rooms in Kardzhali, Center district, near the market.
Layout includes corridor, two bedrooms, living room, dining room, kitchen, bathroom, separate toilet and two terraces.
The building is brick, built in 1970, the apartment is on the second of five floors. There is a basement and an attic room included with the property.
The location is in the central part of the city with convenient access to urban infrastructure and services.
Suitable for family living with functional layout and possibility for additional storage.
With 20% down over 20 years the monthly mortgage payment is about 408 €, against an expected local rent of 419 €. The rent covers the whole payment (103%).
Pros and cons
AI summaryPros
- functional layout
- two terraces
- basement and attic room
Cons
- old building
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
What feedback have previous viewers given?
Because: We have been tracking this listing for about 272 days.
Have the risers been replaced, and when was the roof last repaired?
Because: The building dates from 1970 — about 56 years old.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- bedroom
- bedroom
- living room
- dining room
- kitchen
- bathroom
- toilet
Details
- Category
- Residential
- Rooms
- 4
- Bathrooms
- 2
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
Similar properties nearby
+15% above market
median 1,092 €/m² for comparable properties
160,000 € 1,259 €/m²
Rent covers ~ 59% of the payment
~ 419 €/mo rent · you top up ~ 291 €/mo
+27% above market
median 1,205 €/m² for comparable properties
75,000 € 1,530 €/m²
Rent covers ~ 126% of the payment
~ 419 €/mo rent · pays for itself in ~ 15 yrs
+30% above market
median 1,222 €/m² for comparable properties
143,000 € 1,588 €/m²
Rent covers ~ 73% of the payment
~ 462 €/mo rent · you top up ~ 172 €/mo
At market level
median 1,259 €/m² for comparable properties
79,000 € 1,274 €/m²
Rent covers ~ 85% of the payment
~ 297 €/mo rent · you top up ~ 54 €/mo
−33% below market
median 1,259 €/m² for comparable properties
79,900 € 850 €/m²
Rent covers ~ 84% of the payment
~ 297 €/mo rent · you top up ~ 57 €/mo
−11% below market
median 1,259 €/m² for comparable properties
81,000 € 1,125 €/m²
Rent covers ~ 83% of the payment
~ 297 €/mo rent · you top up ~ 62 €/mo
+28% above market
median 1,259 €/m² for comparable properties
87,000 € 1,581 €/m²
Rent covers ~ 77% of the payment
~ 297 €/mo rent · you top up ~ 89 €/mo