+15% above market
median 1,092 €/m² for comparable properties
160,000 € 1,259 €/m²
Rent covers ~ 60% of the payment
~ 423 €/mo rent · you top up ~ 287 €/mo
Sale135,000 €1,125 €/m²
Expected rent423 € /mo
AT MARKET LEVEL
fairly priced
against the median for 4-room apartments in Centyr (44 properties)
Area
120 m²
Floor
1 / 5
Construction
Brick
Year
1970
Yield analysis
Low investment rating
Monthly payment599 €20% down payment · 20 yrs · 3%
Expected rent423 €at market conditions for the neighbourhood
The rent covers 71% of the payment — you top up about 176 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 27 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced at the typical price (the median) for 4-room apartments in Centyr (44 properties) — 1,125 €/m² against 1,092 €/m².
The apartment is located in the town of Kardzhali, in the central part of the town, close to a sports ground.
The layout includes a corridor, two bedrooms, kitchen, spacious living room and three terraces, providing good functionality and options for creating different zones.
The building is from old brick construction from 1970, the apartment is on the first residential floor above a commercial space and includes a basement room and an attic room.
The location is convenient with proximity to NSSI, market, school, kindergarten and public transport stop, while the area is quiet and peaceful.
The property is suitable for family use with a good location and functional layout in an urban environment.
With 20% down over 20 years the monthly mortgage payment is about 599 €, against an expected local rent of 423 €. The rent covers 71% of it.
This property is advertised in 2 offers from 2 different sellers. All offers are at the same price. It has been listed for 29 days.
Pros and cons
AI summaryPros
- functional layout
- 3 terraces
- basement room
- central location
Cons
- old construction
- ground floor
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
Who am I negotiating with, and who is authorised to agree a price?
Because: The property appears in 2 listings at the same price.
Have the risers been replaced, and when was the roof last repaired?
Because: The building dates from 1970 — about 56 years old.
Is there damp, is there enough daylight, and what is the noise like?
Because: The property is on the first floor.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Details
- Category
- Residential
- Rooms
- 4
- Bathrooms
- 1
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
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