+15% above market
median 1,092 €/m² for comparable properties
160,000 € 1,259 €/m²
Rent covers ~ 60% of the payment
~ 423 €/mo rent · you top up ~ 287 €/mo
Sale95,000 €1,233 €/m²
Expected rent297 € /mo
AT MARKET LEVEL
fairly priced
against the median for 2-room apartments in Centyr (56 properties)
Area
77 m²
Floor
2 / 9
Construction
Brick
Year
2026
Yield analysis
Low investment rating
Monthly payment421 €20% down payment · 20 yrs · 3%
Expected rent297 €at market conditions for the neighbourhood
The rent covers 70% of the payment — you top up about 124 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 27 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced at the typical price (the median) for 2-room apartments in Centyr (56 properties) — 1,233 €/m² against 1,259 €/m².
2-room apartment in the new residential complex Panorama, located in the centre of Kardzhali.
The layout includes a living room with kitchen, bedroom, bathroom with toilet and a terrace accessible from both rooms, providing convenience and functionality.
The building is a new-build from 2026, constructed with brick materials and has Act 16, ensuring completion and readiness for use.
The location is close to the city park, restaurants and shops, offering amenities and a quiet urban environment.
The property is suitable for living in a central urban setting with balanced conditions for comfort and practicality.
With 20% down over 20 years the monthly mortgage payment is about 421 €, against an expected local rent of 297 €. The rent covers 70% of it.
Pros and cons
AI summaryPros
- new-build
- functional layout
- terrace
- central location
Cons
We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
Has Act 16 been issued, and what guarantees cover the common parts?
Because: The building dates from 2026.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Details
- Category
- Residential
- Rooms
- 2
- Bathrooms
- 1
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
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