Sale

4-room apartment with two terraces in Gorna Oryahovitsa

Oblast Veliko TyrnovoGorna Oryahovica
Published: 5 April 2026 Updated: 15 September 2026
Sale106,000 €905 €/m²
Expected rent278 € /mo

~19,000 € BELOW MARKET

good value

against the median for apartments in Gorna Oryahovica (193 properties)

Area
117 m²
Floor
2 / 2
Construction
Brick
Year
1920

Yield analysis

Low investment rating

3.2% / yr
Monthly payment470 €20% down payment · 20 yrs · 3%
Expected rent278 €at market conditions for the neighbourhood

The rent covers 59% of the payment — you top up about 192 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 32 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Price history

1 change since listing▼ 6.2% · 7,000 €
  1. 113,000 €10 September 2026Първоначална цена
  2. 106,000 €▼ 7,000 € (6.2%) 15 September 2026Намаление на ценатаCurrent

Property analysis

This apartment is priced about 19,000 € below the typical price (the median) for apartments in Gorna Oryahovica (193 properties) — 905 €/m² against 1,068 €/m².

The apartment is located in the town of Gorna Oryahovitsa, Veliko Tarnovo region, on the second floor of a two-storey building. It has an area of 117 sq m and includes a living room, dining room, kitchen, two bedrooms, a bathroom, and a separate toilet. The layout is functional with two large terraces facing east-south and south-west. The building is brick from 1920, which implies the need for maintenance, and the attic space is arranged as a separate area with an additional room, storage, and toilet. The location is in the wider city centre, close to main amenities and infrastructure. The property offers the possibility for family use with additional spaces for work or guests.

With 20% down over 20 years the monthly mortgage payment is about 470 €, against an expected local rent of 278 €. The rent covers 59% of it.

The asking price has fallen by 7,000 € (6.2%) since it was first listed.

Source: Market statistics for apartments in Gorna Oryahovica

Pros and cons

AI summary
Pros
  • two terraces
  • functional layout
  • attached attic space
Cons
  • second floor of 2
  • old brick building

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Why is this priced below comparable properties? Is there anything that could affect the sale?

    Because: The price per m² is about 15% below the average for comparable properties.

  2. Is there still room to negotiate?

    Because: The price has been cut once, by about 6%.

  3. Have the risers been replaced, and when was the roof last repaired?

    Because: The building dates from 1920 — about 106 years old.

  4. What condition is the roof in, and does it overheat in summer?

    Because: The property is on the top floor.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • living room
  • dining room
  • kitchen
  • bedroom
  • bedroom
  • bathroom
  • toilet

Exposure

AI summary
SSouth

Maximum sunlight throughout the day

EEast

Morning sun, cooler afternoons

Details

Category
Residential
Rooms
4
Bathrooms
2
Furnishing
Yes

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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