Sale

Three-room apartment with two terraces in Gorna Oryahovitsa

Oblast Veliko TyrnovoGorna Oryahovica
Published: 10 September 2026 Updated: 10 September 2026
Sale136,000 €1,402 €/m²
Expected rent332 € /mo

~31,500 € ABOVE MARKET

overpriced

against the median for apartments in Gorna Oryahovica (180 properties)

Area
97 m²
Floor
4 / 4
Construction
Brick
Year
2010
Heating
Local Heating

Yield analysis

Low investment rating

2.9% / yr
Monthly payment603 €20% down payment · 20 yrs · 3%
Expected rent332 €at market conditions for the neighbourhood

The rent covers 55% of the payment — you top up about 271 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 34 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 31,500 € above the typical price (the median) for apartments in Gorna Oryahovica (180 properties) — 1,402 €/m² against 1,078 €/m².

Apartment with three rooms in the town of Gorna Oryahovitsa, Veliko Tarnovo region. It has an area of 97 sq m and is located on the top, fourth floor of a brick building from 2010.

The layout includes a kitchen with dining area, living room, bedroom, bathroom with toilet, laundry room, corridor and two terraces with panoramic views. A basement is included in the total floor area.

The building is brick construction, the floors are parquet and granite tiles, there is underfloor heating and plastered walls with Venetian plaster. There is no elevator.

The property is located not far from the town centre, in an area with convenient access to urban infrastructure. Parking is available.

Suitable for family use with a functional layout and ready to move in.

With 20% down over 20 years the monthly mortgage payment is about 603 €, against an expected local rent of 332 €. The rent covers 55% of it.

Source: Market statistics for apartments in Gorna Oryahovica

Pros and cons

AI summary
Pros
  • two terraces
  • underfloor heating
  • parking
  • quality materials
Cons
  • top floor
  • no elevator

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. What condition is the roof in, and does it overheat in summer?

    Because: The property is on the top floor.

  2. Is there a lift in the building, and what condition is it in?

    Because: The property is on floor 4 and the listing does not mention a lift.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Amenities

  • With Parking

Exposure

AI summary
SSouth

Maximum sunlight throughout the day

WWest

Afternoon and evening sun

Details

Category
Residential
Rooms
3
Bathrooms
1

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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