Sale

Three-room apartment in Prolet district, Gorna Oryahovitsa with terrace

Oblast Veliko TyrnovoGorna Oryahovica
Published: 5 January 2026 Updated: 28 September 2026
Sale73,000 €912 €/m²
Expected rent332 € /mo

~13,000 € BELOW MARKET

good value

against the median for apartments in Gorna Oryahovica (180 properties)

Area
80 m²
Floor
5 / 8
Construction
Panel
Year
1980
Heating
Local Heating

Yield analysis

Fair investment rating

5.5% / yr
Monthly payment324 €20% down payment · 20 yrs · 3%
Expected rent332 €at market conditions for the neighbourhood

The rent covers 103% of the payment — the tenant pays off the loan over 20 years. From rent alone, with no loan, it pays for itself in 18 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 13,000 € below the typical price (the median) for apartments in Gorna Oryahovica (180 properties) — 912 €/m² against 1,078 €/m².

Three-room apartment in the town of Gorna Oryahovitsa, Prolet district, Veliko Tarnovo region.

The layout includes a kitchenette, living room, two bedrooms, bathroom and toilet, as well as a 12 sq m terrace and corridor. There is also a basement of 15 sq m, providing additional storage space.

The building is prefab panel, built in 1980, with a total of 8 floors, and the apartment is located on the 5th floor with an elevator available. The property needs renovation.

The location is in a well-developed district with convenient access to parking and urban infrastructure.

The property is suitable for families seeking a functional layout and the opportunity to renovate according to personal preferences.

With 20% down over 20 years the monthly mortgage payment is about 324 €, against an expected local rent of 332 €. The rent covers the whole payment (103%).

Source: Market statistics for apartments in Gorna Oryahovica

Pros and cons

AI summary
Pros
  • functional layout
  • terrace
  • elevator
  • parking space
Cons
  • needs renovation

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Why is this priced below comparable properties? Is there anything that could affect the sale?

    Because: The price per m² is about 15% below the average for comparable properties.

  2. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 270 days.

  3. What is the scope of the work, and are there hidden problems with the wiring or plumbing?

    Because: The listing states that the property needs renovation.

  4. Has the block been insulated under the renovation programme, and is there paperwork for it?

    Because: Prefabricated panel construction.

  5. Have the risers been replaced, and when was the roof last repaired?

    Because: The building dates from 1980 — about 46 years old.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • kitchenette
  • living room
  • bedroom
  • bedroom
  • bathroom
  • toilet
  • terrace
  • corridor
  • basement

Amenities

  • Elevator
  • With Parking
  • Needs Renovation

Details

Category
Residential
Rooms
3
Bathrooms
1
Furnishing
Yes

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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