Sale

Three-room apartment with garage in Gorna Oryahovitsa, renovated block

Oblast Veliko TyrnovoGorna Oryahovica
Published: 9 September 2026 Updated: 9 September 2026
Sale95,000 €1,217 €/m²
Expected rent332 € /mo

~11,000 € ABOVE MARKET

above market

against the median for apartments in Gorna Oryahovica (180 properties)

Area
78 m²
Floor
1 / 7
Construction
Panel
Year
1980

Yield analysis

Fair investment rating

4.2% / yr
Monthly payment421 €20% down payment · 20 yrs · 3%
Expected rent332 €at market conditions for the neighbourhood

The rent covers 79% of the payment — you top up about 89 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 24 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 11,000 € above the typical price (the median) for apartments in Gorna Oryahovica (180 properties) — 1,217 €/m² against 1,078 €/m².

Three-room apartment in the town of Gorna Oryahovitsa, Veliko Tarnovo region.

Layout: L-shaped corridor, living room, kitchen, two bedrooms, separate bathroom and toilet, two terraces. Area 78 sq m.

The building is a prefab panel from 1980, renovated under a project that improves energy efficiency. The apartment needs refreshing. Garage with an area of 21 sq m, solid construction and electricity.

Located near MBAL St. Ivan Rilski and other amenities in the town. The location is convenient for family use.

The property offers a balanced combination of functionality and location, suitable for family residence or investment.

With 20% down over 20 years the monthly mortgage payment is about 421 €, against an expected local rent of 332 €. The rent covers 79% of it.

Source: Market statistics for apartments in Gorna Oryahovica

Pros and cons

AI summary
Pros
  • renovated building
  • two terraces
  • garage with electricity
  • east-west aspect
Cons
  • needs refreshing
  • prefab panel construction
  • ground floor

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Has the block been insulated under the renovation programme, and is there paperwork for it?

    Because: Prefabricated panel construction.

  2. Have the risers been replaced, and when was the roof last repaired?

    Because: The building dates from 1980 — about 46 years old.

  3. Is there damp, is there enough daylight, and what is the noise like?

    Because: The property is on the first floor.

  4. Is there enough daylight during the day?

    Because: The advertised exposure has no southern side.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • corridor
  • living room
  • kitchen
  • bedroom
  • bedroom

Exposure

AI summary
EEast

Morning sun, cooler afternoons

WWest

Afternoon and evening sun

Details

Category
Residential
Rooms
3
Bathrooms
2
Furnishing
Yes

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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