−12% below market
median 1,091 €/m² for comparable properties
142,000 € 959 €/m²
Rent covers ~ 61% of the payment
~ 387 €/mo rent · you top up ~ 243 €/mo
Sale120,000 €1,318 €/m²
Expected rent446 € /mo
~20,000 € ABOVE MARKET
above market
against the median for 3-room apartments in Centyr (71 properties)
Area
91 m²
Floor
3 / 5
Construction
Brick
Yield analysis
Fair investment rating
Monthly payment532 €20% down payment · 20 yrs · 3%
Expected rent446 €at market conditions for the neighbourhood
The rent covers 84% of the payment — you top up about 86 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 22 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced about 20,000 € above the typical price (the median) for 3-room apartments in Centyr (71 properties) — 1,318 €/m² against 1,100 €/m².
Apartment with three rooms in the center of Gabrovo, located on the third floor of a five-storey building.
The layout includes an entrance hall, living room with kitchenette and terrace, large lounge and two separate bedrooms, as well as a bathroom.
The property is in a brick building, with partially replaced window frames and parquet flooring in good condition. The property includes a cellar and an attic room.
The location provides convenient access to urban infrastructure and services, being close to administrative and commercial facilities.
Suitable for family living with a functional layout and amenities in a central urban environment.
With 20% down over 20 years the monthly mortgage payment is about 532 €, against an expected local rent of 446 €. The rent covers 84% of it.
Pros and cons
AI summaryPros
- functional layout
- terrace
- cellar and attic room
- parquet in good condition
Cons
We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.
Layout
- hall
- living room
- lounge
- bedroom
- bedroom
Details
- Category
- Residential
- Rooms
- 3
- Bathrooms
- 1
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
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No market valuation
On request
No yield data
Appears once there's enough market data
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