Sale

Three-room apartment with two terraces in the center of Gabrovo

GabrovoCentyr
Published: 6 January 2026 Updated: 21 September 2026
Sale58,800 €763 €/m²
Expected rent446 € /mo

~25,000 € BELOW MARKET

good value

against the median for 3-room apartments in Centyr (69 properties)

Area
77 m²
Floor
5 / 6
Construction
Brick
Year
1970

Yield analysis

Strong investment rating

9.1% / yr
Monthly payment261 €20% down payment · 20 yrs · 3%
Expected rent446 €at market conditions for the neighbourhood

The rent covers 171% of the payment — the tenant pays off the loan over 20 years. From rent alone, with no loan, it pays for itself in 11 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 25,000 € below the typical price (the median) for 3-room apartments in Centyr (69 properties) — 763 €/m² against 1,089 €/m².

Three-room apartment in the city of Gabrovo, Center district, located on the fifth floor of a six-storey monolithic concrete building.

Layout includes a spacious living room with a bar counter, kitchen, two bedrooms, and two terraces with panoramic views of the city. The aspect is east-west, providing natural daylight.

The building is brick construction from 1970, with the overall condition and maintenance not detailed. There is no information about the presence of an elevator or additional amenities.

The location is in the central part of Gabrovo, offering easy access to urban infrastructure and services.

The property is suitable for those seeking a home with a functional layout and good location in an urban environment.

With 20% down over 20 years the monthly mortgage payment is about 261 €, against an expected local rent of 446 €. The rent covers the whole payment (171%).

Source: Market statistics for 3-room apartments in Centyr

Pros and cons

AI summary
Pros
  • functional layout
  • two terraces
  • east-west aspect
  • panoramic view
Cons
  • no elevator information
  • year built 1970

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Why is this priced below comparable properties? Is there anything that could affect the sale?

    Because: The price per m² is about 30% below the average for comparable properties.

  2. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 270 days.

  3. Have the risers been replaced, and when was the roof last repaired?

    Because: The building dates from 1970 — about 56 years old.

  4. Is there a lift in the building, and what condition is it in?

    Because: The property is on floor 5 and the listing does not mention a lift.

  5. Is there enough daylight during the day?

    Because: The advertised exposure has no southern side.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • living room
  • kitchen
  • bedroom
  • bedroom

Exposure

AI summary
EEast

Morning sun, cooler afternoons

WWest

Afternoon and evening sun

Details

Category
Residential
Rooms
3

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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